414 Bedford Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 414 Bedford Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,426 sqft · built 1902
Lot Size0.122 acres (5,320 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Oct 2024)
Tax Bill$4,284 (2026)
Flood ZoneZone X (minimal risk)
APN421500 49.35-3-21

Property Details

APN / Parcel Number

Primary APN421500 49.35-3-21
Alternative APN
  • 150004903500030210000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,426 sqft Living Area
1st Floor Area810 sqft
2nd Floor Area616 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleColonial
Exterior MaterialStucco
Lot Area5,320 sqft (0.122 acres)
Lot Dimensions133 ft deep x 40 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft
Canopy200 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address414 BEDFORD RD
CitySCHENECTADY
StateNY
Zip12308-3406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 STU AND WD AND GAR
Legal Block3
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2010
Census Tract20600

Owner

414 Bedford Rd is owned and occupied by an individual who bought it in October 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address727 HAMPSHIRE AVE, SCHENECTADY, NY 12309
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2024 · Amount on File
Deed SaleOct 15, 2024 · Amount on File
Prior SaleApr 7, 1997 · Amount on File
Deed Document Number202461052
Deed Book / Page2139 / 853
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 414 Bedford Rd was $4,284 with a homeowner's exemption, up 3.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,284.00 (+3.93%) Homeowner's exemption
2025$4,122.00$85,500 Land $12,800 Building $72,700$141,580 Land $21,196 Building $120,384
2023$85,500 Land $12,800 Building $72,700$108,228 Land $16,203 Building $92,025

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 414 Bedford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Bedford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Bedford Rd

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