423 8th St NE, Winter Haven, FL 33881 Property Records

Polk County property record for 423 8th St NE, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1926
Lot Size	0.235 acres (10,250 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Feb 2021)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-21-577500-005160`

Property Details

APN / Parcel Number

Primary APN	`26-28-21-577500-005160`
Alternative APNs	`212826577500005160` `12826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	155 ft deep x 66 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	400 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	423 8TH ST NE
City	WINTER HAVEN
State	FL
Zip	33881-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RESUB OF BLKS 4 5 6 OF ELBERT PARK PB 5 PG 48 IN S28 T28 R26 BLK 5 LOT 16 & S 15 FT OF 17
Legal Range	26E
Legal Township	28S
Legal Section	21
Legal Subdivision	ELBERT PARK RESUBDIVISION BLKS 4 5 AND 6
Legal Tract	577500
Legal Block	4,5
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1017
Census Tract	13702

Owner

Source: Polk County records · APN 26-28-21-577500-005160

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	423 8TH ST NE, WINTER HAVEN, FL 33881-4211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Mar 30, 2005 · Amount on Record
Deed Document Number	202142097
Deed Book / Page	11586 / 326
Prior Transfer Date	Dec 05, 2012
Prior Transfer Doc	0000218085
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 19, 2021
Property Address	423 8TH ST NE, WINTER HAVEN, FL 33881-4211
Document Number	0000042097
Book / Page	11586 / 326
Map Reference	MB 5 PG 48
Instrument Date	Feb 12, 2021
Instrument	2021042097
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	BROKERS TITLE/TAMPA LLC, BROKERS TITLE OF TAMPA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 LAKE LINK CIR SE, 66, WINTER HAVEN, FL 33884-1044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 8TH ST NE, WINTER HAVEN, FL 33881-4211

Mortgage

Document Number	0011586328
Date	Feb 19, 2021
Instrument	11586/328

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,684.00 (+6.17%) Homeowner's exemption	$184,712 (+5.99%)	$198,131 (-1.48%) Land $32,273 Building $165,858
2023	$2,528.00 (+3.02%) Homeowner's exemption	$174,278 (+3%)	$201,098 (+18.85%) Land $27,486 Building $173,612
2022	$2,454.00 Homeowner's exemption	$169,202 Land $22,924 Building $146,278	$169,202 Land $22,924 Building $146,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 240 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.