Polk County property record for 412 8th St NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,244 sqft · built 1920 |
| Lot Size | 0.466 acres (20,303 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jul 2020) |
| Tax Bill | $3,416 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-21-577500-004090 |
| Primary APN | 26-28-21-577500-004090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 20,303 sqft (0.466 acres) |
| Lot Dimensions | 175 ft deep x 116 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Florida Room |
| Porch Area | 144 sqft |
| Street Address | 412 8TH ST NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-4212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | RESUB OF BLKS 4 5 6 OF ELBERT PARK PB 5 PG 48 IN S28 T28 R26 BLK 4 LOTS 9 & 10 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 21 |
| Legal Subdivision | ELBERT PARK RESUBDIVISION BLKS 4 5 AND 6 |
| Legal Tract | 577500 |
| Legal Block | 4 |
| Legal Lot Number | 9,10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13702 |
Source: Polk County records · APN 26-28-21-577500-004090
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 8TH ST NE, WINTER HAVEN, FL 33881-4212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L NTWK INC |
| Feb 04, 2020 | Warranty Deed, Transfer BROKERS TITLE/TAMPA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Prior Sale | Feb 04, 2020 · Amount on Record |
| Deed Document Number | 2020148076 |
| Deed Book / Page | 11308 / 2055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 23, 2020 |
| Property Address | 412 8TH ST NE, WINTER HAVEN, FL 33881-4212 |
| Document Number | 0113082055 |
| Book / Page | 011308 / 002055 |
| Instrument Date | Jul 02, 2020 |
| Instrument | 148076 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2020 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 412 8TH ST NE WINTER HAVEN FL 338814212, WINTER HAVEN, FL 33881-4212 |
| Document Number | 113082057 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 011308/002057 |
| Instrument | 148077 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 04, 2020 |
| Property Address | 412 8TH ST NE, WINTER HAVEN, FL 33881-4212 |
| Document Number | 0111291885 |
| Book / Page | 011129 / 001885 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 26417 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | BROKERS TITLE/TAMPA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $367.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2100 PLEASANT HILL RD #88 KISSIMMEE FL 347463756, 88, KISSIMMEE, FL 34746-3756 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,416.00 (+12.78%) | $176,127 (-6.05%) | $188,567 (+0.59%) Land $51,376 Building $137,191 |
| 2023 | $3,029.00 (+12.14%) | $187,467 (+20.4%) Land $43,070 Building $144,397 | $187,467 (+20.4%) Land $43,070 Building $144,397 |
| 2022 | $2,701.00 | $155,705 Land $35,994 Building $119,711 | $155,705 Land $35,994 Building $119,711 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2004–2022) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 240 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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