Polk County property record for 415 8th St NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 1926 |
| Lot Size | 0.182 acres (7,910 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2023) |
| Tax Bill | $2,885 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-21-577500-005150 |
| Primary APN | 26-28-21-577500-005150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 1,524 sqft |
| 1st Floor Area | 1,124 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,910 sqft (0.182 acres) |
| Lot Dimensions | 155 ft deep x 51 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Florida Room |
| Porch Area | 264 sqft |
| Street Address | 415 8TH ST NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | RESUB OF BLKS 4 5 6 OF ELBERT PARK PB 5 PG 48 IN S28 T28 R26 BLK 5 LOT 15 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 21 |
| Legal Subdivision | ELBERT PARK RESUBDIVISION BLKS 4 5 AND 6 |
| Legal Tract | 577500 |
| Legal Block | 4,5 |
| Legal Lot Number | 15 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13702 |
Source: Polk County records · APN 26-28-21-577500-005150
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 8TH ST NE, WINTER HAVEN, FL 33881-4211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Oct 31, 2023 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 01, 2021 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Apr 21, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on Record |
| Deed Sale | Oct 31, 2023 · Amount on Record |
| Prior Sale | Feb 01, 2021 · Amount on Record |
| Deed Document Number | 2023257745 |
| Deed Book / Page | 12893 / 1441 |
| Prior Transfer Date | Apr 26, 2005 |
| Prior Transfer Doc | 0000108383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 31, 2023 |
| Property Address | 415 8TH ST NE, WINTER HAVEN, FL 33881-4211 |
| Document Number | 0000257745 |
| Book / Page | 12893 / 1441 |
| Map Reference | MB 5 PG 48 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023257745 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5490 LAKE HATCHINEHA RD, HAINES CITY, FL 33844-9618 |
| Name | Verified Name |
|---|---|
| Address | 415 8TH ST NE, WINTER HAVEN, FL 33881-4211 |
| Document Number | 0128931443 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 12893/1443 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 01, 2021 |
| Property Address | 415 8TH ST NE, WINTER HAVEN, FL 33881-4211 |
| Document Number | 0000025644 |
| Book / Page | 11561 / 356 |
| Map Reference | MB 5 PG 48 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021025644 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 AVENUE C SW, 2502, WINTER HAVEN, FL 33880-2539 |
| Name | Verified Name |
|---|---|
| Address | 415 8TH ST NE, WINTER HAVEN, FL 33881-4211 |
| Document Number | 0011561357 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 11561/357 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 21, 2020 |
| Property Address | 415 8TH ST NE, WINTER HAVEN, FL 33881-4211 |
| Document Number | 0112121676 |
| Book / Page | 011212 / 001676 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 83267 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2502 AVENUE G NW WINTER HAVEN FL 338802137, WINTER HAVEN, FL 33880-2137 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,885.00 (+8.42%) Homeowner's exemption | $195,278 (+7.77%) Land $27,685 Building $167,593 | $195,278 (-10.7%) Land $27,685 Building $167,593 |
| 2023 | $2,661.00 (+2.94%) Homeowner's exemption | $181,207 (+3%) | $218,666 (+24.29%) Land $23,730 Building $194,936 |
| 2022 | $2,585.00 Homeowner's exemption | $175,929 Land $19,775 Building $156,154 | $175,929 Land $19,775 Building $156,154 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2004–2022) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 240 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures