446 8th St NE, Winter Haven, FL 33881 Property Records

Polk County property record for 446 8th St NE, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1925
Lot Size	0.577 acres (25,112 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Apr 2007)
Tax Bill	$838 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-21-577500-004052`

Property Details

APN / Parcel Number

Primary APN	`26-28-21-577500-004052`
Alternative APNs	`212826577500004052` `12826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Flooring	Terrazzo
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	25,112 sqft (0.577 acres)
Lot Dimensions	300 ft deep x 177 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	2,005 sqft
Carport	Carport
Carport Area	2,005 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	692 sqft
Shed	1 Shed

Location & Zoning

Street Address	446 8TH ST NE
City	WINTER HAVEN
State	FL
Zip	33881-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF BLKS 4 5 6 OF ELBERT PARK PB 5 PG 48 IN S28 T28 R26 BLK 4 LOTS 5 W 125 FT & W 125 FT OF 6 & 7
Legal Range	26E
Legal Township	28S
Legal Section	21
Legal Subdivision	ELBERT PARK RESUBDIVISION BLKS 4 5 AND 6
Legal Tract	577500
Legal Block	4
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1008
Census Tract	13702

Owner

Source: Polk County records · APN 26-28-21-577500-004052

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 8TH ST NE, WINTER HAVEN, FL 33881-4212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2007 · Amount on Record
Deed Sale	Apr 24, 2007 · Amount on Record
Prior Sale	Mar 25, 2005 · Amount on Record
Deed Document Number	200786926
Deed Book / Page	7259 / 2281
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	446 8TH ST NE, WINTER HAVEN, FL 33881-4212
Document Number	0107552066
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 05, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	446 8TH ST NE WINTER HAVEN FL 338814212, WINTER HAVEN, FL 33881-4212

Mortgage

Document Number	0107552066
Date	Feb 20, 2019
Book Page	010755/002066
Instrument	34587

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2034

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$838.00 (+9.54%) Homeowner's exemption	$87,667 (+5.99%)	$265,293 (+2.24%) Land $60,513 Building $204,780
2023	$765.00 (+5.23%) Homeowner's exemption	$82,715 (+3%)	$259,479 (+22.35%) Land $50,524 Building $208,955
2022	$727.00 Homeowner's exemption	$80,306	$212,071 Land $42,246 Building $169,825

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.