423 24th St, Ames, IA 50010 Property Records

Story County property record for 423 24th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,235 sqft · built 1958
Lot Size	0.26 acres (11,310 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`05-35-106-130`

Property Details

APN / Parcel Number

Primary APN	`05-35-106-130`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
Basement Area	1,235 sqft
Finished Basement	784 sqft
Unfinished Basement	451 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,310 sqft (0.26 acres)
Lot Dimensions	145 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	423 24TH ST
City	AMES
State	IA
Zip	50010-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SPECKS SD E78' LOT 9
Legal Range	24W
Legal Township	84N
Legal Section	35
Legal Subdivision	SPECK'S SD
Legal Lot Number	9
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1016
Census Tract	200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 24TH ST, AMES, IA 50010-4835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2018	Deed of Trust, Mortgage GREATER IOWA CREDIT UNION
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GRATER IOWA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	423 24TH ST, AMES, IA 50010-4835
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201807248
Date	Aug 7, 2018
Instrument	2018-07248

Lender

Name	GREATER IOWA CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	113 Months
Due	Jan 1, 2028

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	423 24TH ST, AMES, IA 50010-4835
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002307
Date	Mar 17, 2020
Instrument	2020-02307

Lender

Name	GRATER IOWA CU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,620.00 (+11.94%) Homeowner's exemption	$274,100 (+17.54%) Land $62,200 Building $211,900	$274,100 (+17.54%) Land $62,200 Building $211,900
2024	$3,234.00 (+8.89%)
2023		$233,200 Land $46,400 Building $186,800	$233,200 Land $46,400 Building $186,800
2022	$2,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

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