435 24th St, Ames, IA 50010 Property Records

Story County property record for 435 24th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,486 sqft · built 1960
Lot Size	0.233 acres (10,150 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Feb 2022)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-106-160`

Property Details

APN / Parcel Number

Primary APN	`05-35-106-160`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	312 sqft
Unfinished Basement	744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,150 sqft (0.233 acres)
Lot Dimensions	145 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	435 24TH ST
City	AMES
State	IA
Zip	50010-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SPECKS SD E10' LOT 7 & COMM NW COR LOT 8 W60' S145' E60' N145' TO BEG
Legal Range	24W
Legal Township	84N
Legal Section	35
Legal Subdivision	SPECK'S SD
Legal Lot Number	7,8
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1016
Census Tract	200

Owner

435 24th St is owned and occupied by two individuals who bought it in February 2022.

Source: Story County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 24TH ST, AMES, IA 50010-4835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STORY BANK & TRUST
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG CORP
May 21, 2018	Correction Deed SOUTH STORY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Deed Document Number	20221174
Prior Transfer Date	May 14, 2018
Prior Transfer Doc	0201804314
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	435 24TH ST, AMES, IA 50010-4835
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000091
Date	Jan 4, 2018
Instrument	2018-00000091

Lender

Name	SOUTH STORY BANK & TRUST
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Feb 7, 2022
Property Address	435 24TH ST, AMES, IA 50010-4835
Document Number	0202201174
Instrument Date	Jan 27, 2022
Instrument	2022-01174
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 24TH ST, AMES, IA 50010-4835

Mortgage

Document Number	0202201175
Date	Feb 7, 2022
Instrument	2022-01175

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

May 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	STORY IA
Recording Date	May 21, 2018
Property Address	435 24TH ST, AMES, IA 50010-4835
Document Number	0201804314
Instrument Date	May 14, 2018
Instrument	2018-04314
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 24TH ST, AMES, IA 50010-4835

Mortgage

Document Number	0201804315
Date	May 21, 2018
Instrument	2018-04315

Lender

Name	SOUTH STORY BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 435 24th St was $3,784, up 9.7% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,784.00 (+9.68%)	$275,100 Land $55,800 Building $219,300	$275,100 Land $55,800 Building $219,300
2024	$3,450.00
2023		$237,900 Land $46,000 Building $191,900	$237,900 Land $46,000 Building $191,900
2022	$3,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 24th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 24th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

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