409 24th St, Ames, IA 50010 Property Records

Story County property record for 409 24th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,386 sqft · built 1965
Lot Size	0.24 acres (10,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2021)
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-35-106-110`

Property Details

APN / Parcel Number

Primary APN	`05-35-106-110`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,194 sqft
Basement Area	1,194 sqft
Finished Basement	324 sqft
Unfinished Basement	870 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,440 sqft (0.24 acres)
Lot Dimensions	145 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 24TH ST
City	AMES
State	IA
Zip	50010-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SPECKS SD W72' LOT 11
Legal Range	24W
Legal Township	84N
Legal Section	35
Legal Subdivision	SPECK'S SD
Legal Lot Number	11
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1016
Census Tract	200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 24TH ST, AMES, IA 50010-4835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CU
Aug 27, 2021	Warranty Deed, Transfer · VA Mortgage MIDWEST FAMILTY LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Dec 1, 2014 · Amount on Record
Deed Document Number	202111052
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	0000001700
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	409 24TH ST, AMES, IA 50010-4835
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 24TH ST, AMES, IA 50010-4835

Mortgage

Document Number	0202400602
Date	Feb 2, 2024
Instrument	2024-00602

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 27, 2021
Property Address	409 24TH ST, AMES, IA 50010-4835
Document Number	0202111052
Instrument Date	Aug 25, 2021
Instrument	2021-11052
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$407.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 24TH ST, AMES, IA 50010-4835
Investor	Possibly a Property Investor

Mortgage

Document Number	0202111053
Date	Aug 27, 2021
Instrument	2021-11053

Lender

Name	MIDWEST FAMILTY LENDING CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,126.00 (+1.68%) Homeowner's exemption	$310,900 (+7.21%) Land $57,400 Building $253,500	$310,900 (+7.21%) Land $57,400 Building $253,500
2024	$4,058.00 (+5.95%)
2023		$290,000 Land $59,100 Building $230,900	$290,000 Land $59,100 Building $230,900
2022	$3,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

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