405 24th St, Ames, IA 50010 Property Records

Story County property record for 405 24th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1965
Lot Size	0.275 acres (11,962 sqft)
Owner	Individual Name on Record
Tax Bill	$4,180 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-106-100`

Property Details

APN / Parcel Number

Primary APN	`05-35-106-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Basement Area	1,296 sqft
Finished Basement	660 sqft
Unfinished Basement	636 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,962 sqft (0.275 acres)
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	405 24TH ST
City	AMES
State	IA
Zip	50010-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SPECKS SD LOT 11 EX W72'
Legal Range	24W
Legal Township	84N
Legal Section	35
Legal Subdivision	SPECK'S SD
Legal Lot Number	11
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1016
Census Tract	200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 24TH ST, AMES, IA 50010-4835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage EAST NATIONAL BANK
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMES
Mar 2, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 26, 2015	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 27, 2026
Transfer Doc	0000001647
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Apr 21, 2026
Property Address	405 24TH ST, AMES, IA 50010-4835
Document Number	0000003302
Instrument Date	Apr 14, 2026
Instrument	20263302
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 24TH ST, AMES, IA 50010-4835

Mortgage

Document Number	0000003302,
Date	Apr 21, 2026
Instrument	20263302

Lender

Name	EAST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2031

Interest

Rate	6.22%
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	405 24TH ST, AMES, IA 50010-4835
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700003972
Date	May 1, 2017
Instrument	2017-00003972

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	405 24TH ST, AMES, IA 50010-4835
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110531
Date	Aug 16, 2021
Instrument	2021-10531

Lender

Name	FIRST NATIONAL BANK AMES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	Mar 2, 2026
Property Address	405 24TH ST, AMES, IA 50010-4835
Document Number	0202601647
Instrument Date	Feb 27, 2026
Instrument	2026-01647
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 24TH ST, AMES, IA 50010-4835

August 2015: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	STORY IA
Recording Date	Aug 26, 2015
Property Address	405 24TH ST, AMES, IA 50010-4835
Document Number	201500008364
Instrument Date	Aug 14, 2015
Instrument	2015-00008364
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7131 132ND ST N, WHITE BEAR LAKE, MN 55110-6021

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,180.00 (+9.02%)	$304,000 (+15.02%) Land $65,800 Building $238,200	$304,000 (+15.02%) Land $65,800 Building $238,200
2024	$3,834.00 (+19.59%)
2023		$264,300 Land $47,600 Building $216,700	$264,300 Land $47,600 Building $216,700
2022	$3,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

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