4220 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4220 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,836 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on File
Last Sale	$374,000 (Jun 2019)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`585260 53B34`

Property Details

APN / Parcel Number

Primary APN	`585260 53B34`
Alternative APN	`69020000623`

Interior

Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Deck Area	279 sqft

Location & Zoning

Street Address	4220 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE-PHASE 1 LOT 5
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 1
Legal Phase	1
Legal Tract	585260
Legal Block	2
Legal Lot Number	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2015
Census Tract	10436

Owner

4220 Raffia Palm Cir is owner-occupied and held in a trust since April 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	4220 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jun 27, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Deed Document Number	20195732675
Deed Book / Page	5646 / 2566
Last Transfer Date	Apr 3, 2023
Transfer Doc	0062333983
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Apr 9, 2023
Property Address	4220 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0062333983
Book / Page	6233 / 3983
Map Reference	MB 54 PG 72
Instrument Date	Apr 3, 2023
Instrument	6386526
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RAFFIA PALM CIR, NAPLES, FL 34119-9677

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4220 RAFFIA PALM CIR, NAPLES, FL 34119-9677

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4220 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 RAFFILA PALM CIR, NAPLES, FL 34119-9677

Mortgage

Document Number	0059183636
Date	Mar 31, 2021
Book Page	5918/3636
Instrument	6029284

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 27, 2019
Property Address	4220 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0056462566
Book / Page	5646 / 2566
Map Reference	MB 54 PG 72
Instrument Date	Jun 24, 2019
Instrument	5732675
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,618.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 RAFFIA PALM CIR, NAPLES, FL 34119-9677

Mortgage

Document Number	0056462570
Date	Jun 27, 2019
Instrument	5646-2570

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4220 Raffia Palm Cir was $3,071 with a homeowner's exemption, up 7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,019 (+2.7%)	$498,017 (-2.4%) Land $162,461 Building $335,556
2025	$3,071.00 (+6.97%) Homeowner's exemption	$307,711	$510,259 Land $156,816 Building $353,443
2024	$2,871.00 (+1.31%)
2023	$2,834.00 (-1.73%) Homeowner's exemption	$290,329 (+3%)	$582,233 (+15.17%) Land $222,156 Building $360,077
2022	$2,884.00 Homeowner's exemption	$281,873	$505,534 Land $123,493 Building $382,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4220 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4220 Raffia Palm Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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