4218 Riverside Dr, Crystal Lake, IL 60014 Property Records

McHenry County property record for 4218 Riverside Dr, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,796 sqft · built 1960
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$242,667 (Dec 2017)
Tax Bill$9,655 (2024)
Deeds & MortgagesMay 2022 Transfer
Dec 2017 Foreclosure
Flood ZoneZone AE (high risk)
APN15-30-207-013

Property Details

APN / Parcel Number

Primary APN15-30-207-013

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,796 sqft Living Area
1st Floor Area1,796 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeNo Foundation
Lot Area26,136 sqft (0.6 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Deck Area560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4218 RIVERSIDE DR
CityCRYSTAL LAKE
StateIL
Zip60014-2408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0017420 LTS 3 & 4 SULLIVANS SUB
Legal SubdivisionSULLIVANS SUB
Legal Block207
Legal Lot Number3,4
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group2
Census Block2029
Census Tract870810

Owner

4218 Riverside Dr is owned and occupied by two individuals who acquired it in April 2022.

Source: McHenry County records, as of June 30, 2025

Owner of Record2 Individual Names on File
Mailing Address4218 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Intrafamily Transfer, Transfer
Dec 28, 2017Trustee's Deed, Foreclosure · Conventional Mortgage
STATE FARM BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2017 · Amount on File
Deed SaleDec 28, 2017 · Amount on File
Prior SaleJan 3, 1995
Deed Document Number201747819
Last Transfer DateApr 21, 2022
Transfer Doc0000017420
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateMay 12, 2022
Property Address4218 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408
Document Number0000017420
Map ReferenceDOC362785 MB14 PG41
Instrument DateApr 21, 2022
Instrument2022R0017420
Transaction TypeTransfer
Record UpdatedMay 23, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4218 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408

December 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateDec 28, 2017
Property Address4218 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408
Document Number0000047819
Map ReferenceDOC362785
Instrument DateDec 15, 2017
Instrument2017R0047819
Transaction TypeForeclosure
Record UpdatedMay 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$364.50
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4218 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408

Mortgage

Document Number0000047820
DateDec 28, 2017
Instrument2017R0047820
Lender
NameSTATE FARM BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Secondary School DistrictCommunity High School District 155 (09 - 12)
Elementary School DistrictPrairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,655.00$133,638 Land $52,023 Building $81,615$400,914 Land $156,069 Building $244,845
2022Homeowner's exemption$99,561 Land $42,664 Building $56,897$298,683 Land $127,992 Building $170,691

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4218 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims69 (1979–2026)
Claims Outside the SFHA7 of 69
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 11 claims
  • Severe Storms & Flooding, Aug 1993 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4218 Riverside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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