4224 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 4224 Sagefield Dr, Harmony, FL 34773

Property Summary

Property TypeVacant Land
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$423,900 (May 2025)
Tax Bill$1,544 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN32-26-32-3596-000F-0040

Property Details

APN / Parcel Number

Primary APN32-26-32-3596-000F-0040
Alternative APN
  • 2632323596000F0040

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address4224 SAGEFIELD DR
CityHARMONY
StateFL
Zip34773-6210
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK F LOT 4
Legal SubdivisionHARMONY CENTRAL PHASE 1
Legal BlockF
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2130
Census Tract43801

Owner

4224 Sagefield Dr, vacant land, is owned by two individuals who bought it in May 2025.

Source: Osceola County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2006 COLTON DR, ORLANDO, FL 32822-4620
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2025 · Amount on File
Deed SaleMay 16, 2025 · Amount on File
Prior SaleMar 1, 2024 · Amount on File
Deed Document Number202562579
Deed Book / Page6789 / 813
Record UpdatedJun 8, 2026

May 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 16, 2025
Property Address4224 SAGEFIELD DR, HARMONY, FL 34773-6210
Document Number0067890813
Book / Page6789 / 813
Map ReferenceMB 32 PG 120
Instrument DateMay 14, 2025
Instrument2025062579
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,967.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address2006 COLTON DR, ORLANDO, FL 32822-4620

Mortgage

Document Number0006789814
DateMay 16, 2025
Instrument6789/814
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4224 Sagefield Dr was $1,544, up 103.4% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,544.00 (+103.43%)$60,000 Land $60,000$60,000 Land $60,000
2024$759.00 (+8.74%)
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4224 Sagefield Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4224 Sagefield Dr is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Spectrum.

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