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4233 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 4233 Sagefield Dr, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 2024
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Nov 2024)
Tax Bill$4,287 (2025)
Deeds & MortgagesNov 2024 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN3226323596000D0010

Property Details

APN / Parcel Number

Primary APN3226323596000D0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,658 sqft Heated Area
Gross Area2,210 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4233 SAGEFIELD DR
CityHARMONY
StateFL
Zip34773-6211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK D LOT 1
Legal Phase1
Legal BlockD
Legal Lot Number1
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2130
Census Tract43801

Owner

4233 Sagefield Dr is owned and occupied by an individual who bought it in November 2024.

Source: Osceola County records, as of December 16, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4233 SAGEFIELD DR, HARMONY, FL 34773-6211
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2024 · Amount on File
Deed SaleNov 19, 2024 · Amount on File
Deed Document Number2024147453
Deed Book / Page6698 / 2831
Record UpdatedJun 8, 2026

November 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 19, 2024
Property Address4233 SAGEFIELD DR, HARMONY, FL 34773-6211
Document Number0066982831
Book / Page6698 / 2831
Map ReferenceMB 32 PG 120-133
Instrument DateNov 14, 2024
Instrument2024147453
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 17, 2025
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address4233 SAGEFIELD DR, HARMONY, FL 34773-6211

Mortgage

Document Number0066982832
DateNov 19, 2024
Instrument6698/2832
Lender
NameRMC HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4233 Sagefield Dr was $4,287 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,287.00 Homeowner's exemption$298,900 Land $60,000 Building $238,900$298,900 Land $60,000 Building $238,900
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4233 Sagefield Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4233 Sagefield Dr is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Spectrum.

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