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4200 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 4200 Sagefield Dr, Harmony, FL 34773

Property Summary

Property TypeResidential Vacant Land
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$370,400 (May 2025)
Tax Bill$1,544 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN3226323596000B0540

Property Details

APN / Parcel Number

Primary APN3226323596000B0540

Exterior

Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address4200 SAGEFIELD DR
CityHARMONY
StateFL
Zip34773-6210
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 54
Legal Phase1
Legal BlockB
Legal Lot Number54
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2130
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-owner2 Co-owners on Record
Mailing Address4200 SAGEFIELD DR, HARMONY, FL 34773-6210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMay 8, 2025 · Amount on Record
Deed SaleMay 8, 2025 · Amount on Record
Deed Document Number2025058709
Deed Book / Page6784 / 2781
Record UpdatedJun 8, 2026

May 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 8, 2025
Property Address4200 SAGEFIELD DR, HARMONY, FL 34773-6210
Document Number0067842781
Book / Page6784 / 2781
Map ReferenceMB 32 PG 120-133
Instrument DateApr 17, 2025
Instrument2025058709
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,592.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4200 SAGEFIELD DR, HARMONY, FL 34773-6210

Mortgage

Document Number0067842782
DateMay 8, 2025
Instrument6784/2782
Lender
NameRMC HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,544.00 (+121.2%)$60,000 (+2%) Land $60,000$60,000 (+2%) Land $60,000
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Spectrum.

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