4239 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 4239 Sagefield Dr, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,044 sqft · built 2024
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$429,900 (May 2025)
Tax Bill	$5,214 (2025)
Deeds & Mortgages	Oct 2025 Transfer May 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-26-32-3596-000D-0020`

Property Details

APN / Parcel Number

Primary APN	`32-26-32-3596-000D-0020`
Alternative APN	`2632323596000D0020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	1,335 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	L-Shape
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Florida Room
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4239 SAGEFIELD DR
City	HARMONY
State	FL
Zip	34773-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK D LOT 2
Legal Subdivision	HARMONY CENTRAL PHASE 1
Legal Block	D
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2130
Census Tract	43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4239 SAGEFIELD DR, HARMONY, FL 34773-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Intrafamily Transfer, Transfer
May 13, 2025	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RMC HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Deed Document Number	202560417
Deed Book / Page	6787 / 288
Last Transfer Date	Oct 17, 2025
Transfer Doc	0068701455
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 24, 2025
Property Address	4239 SAGEFIELD DR, HARMONY, FL 34773-6211
Document Number	0068701455
Book / Page	6870 / 1455
Map Reference	MB 32 PG 120-133
Instrument Date	Oct 17, 2025
Instrument	2025132480
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4239 SAGEFIELD DR, HARMONY, FL 34773-6211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 SAGEFIELD DR, HARMONY, FL 34773-6211

May 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 13, 2025
Property Address	4239 SAGEFIELD DR, HARMONY, FL 34773-6211
Document Number	0067870288
Book / Page	6787 / 288
Map Reference	MB 32 PG 120
Instrument Date	Apr 30, 2025
Instrument	2025060417
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,009.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 SAGEFIELD DR, HARMONY, FL 34773-6211

Mortgage

Document Number	0006787289
Date	May 13, 2025
Instrument	6787/289

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,214.00 (+586.96%)	$324,900 (+490.73%) Land $60,000 Building $264,900	$324,900 (+490.73%) Land $60,000 Building $264,900
2024	$759.00 (+8.74%)	$55,000 (+1%) Land $55,000	$55,000 (+1%) Land $55,000
2023	$698.00 (+1,044.26%)	$50,000 (+1,036.36%) Land $50,000	$50,000 (+1,036.36%) Land $50,000
2022	$61.00	$4,400 Land $4,400	$4,400 Land $4,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 79% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Spectrum.

Nearby Properties on Sagefield Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures