4223 Caplock St, Clermont, FL 34711 Property Records

Lake County property record for 4223 Caplock St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,697 sqft · built 2016
Lot Size0.247 acres (10,762 sqft)
OwnerIndividual Name on Record
Last Sale$675,000 (Sep 2023)
Tax Bill$9,348 (2024)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-23-26-0103-000-23700

Property Details

APN / Parcel Number

Primary APN10-23-26-0103-000-23700
Alternative APN
  • 3901743

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,697 sqft Living Area
1st Floor Area1,557 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,762 sqft (0.247 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area356 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3901743
Street Address4223 CAPLOCK ST
CityCLERMONT
StateFL
Zip34711-5063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTER'S RUN PHASE 3 PB 67 PG 86-88 LOT 237 ORB 6216 PG 2365
Legal Section10
Legal SubdivisionHUNTER
Legal Phase3
Legal Tract103
Legal Lot Number237
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1043
Census Tract31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4223 CAPLOCK ST, CLERMONT, FL 34711-5063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 18, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2023 · Amount on Record
Deed SaleSep 26, 2023 · Amount on Record
Prior SaleJan 18, 2017 · Amount on Record
Deed Document Number2023118227
Deed Book / Page6216 / 2365
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 26, 2023
Property Address4223 CAPLOCK ST, CLERMONT, FL 34711-5063
Document Number0062162365
Book / Page6216 / 2365
Map ReferenceMB 67 PG 86-88
Instrument DateSep 25, 2023
Instrument2023118227
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyORLANDO TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8947 SONOMA COAST DR, OAKLAND, FL 34787-8457

Transferred To (Grantee/Buyer)

NameVerified Name
Address4223 CAPLOCK ST, CLERMONT, FL 34711-5063

Mortgage

Document Number0062162367
DateSep 26, 2023
Instrument6216/2367
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

January 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateJan 18, 2017
Property Address4223 CAPLOCK ST, CLERMONT, FL 34711-5063
Document Number0048902173
Book / Page4890 / 2173
Map ReferenceMB67 PG86-88
Instrument DateJan 13, 2017
Instrument2017006070
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,388.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address4223 CAPLOCK ST, CLERMONT, FL 34711-5063

Mortgage

Document Number0048902175
DateJan 18, 2017
Instrument4890/2175
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$588,817 (+58.5%) Land $120,000 Building $468,817$588,817 (+2.75%) Land $120,000 Building $468,817
2024$9,348.00 (+63.26%)
2023$5,726.00 (+2.93%)$371,500 (+3%)$573,031 (+30.65%) Land $120,000 Building $453,031
2022$5,563.00 Homeowner's exemption$360,680$438,615 Land $64,500 Building $374,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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