4222 Caplock St, Clermont, FL 34711 Property Records

Lake County property record for 4222 Caplock St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,640 sqft · built 2017
Lot Size0.254 acres (11,093 sqft)
OwnerIndividual Name on Record
Last Sale$379,848 (May 2017)
Tax Bill$5,946 (2024)
Deeds & MortgagesNov 2023 Second Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-23-26-0103-000-24100

Property Details

APN / Parcel Number

Primary APN10-23-26-0103-000-24100
Alternative APN
  • 3901747

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,640 sqft Living Area
1st Floor Area1,540 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area11,093 sqft (0.254 acres)
Garage TypeFinished
Garage Area628 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3901747
Street Address4222 CAPLOCK ST
CityCLERMONT
StateFL
Zip34711-5206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTER'S RUN PHASE 3 PB 67 PG 86-88 LOT 241 ORB 4938 PG 1428
Legal Range26E
Legal Township23S
Legal Section10
Legal SubdivisionHUNTER
Legal Phase3
Legal Tract103
Legal Lot Number241
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1033
Census Tract31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4222 CAPLOCK ST, CLERMONT, FL 34711-5206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jan 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 2, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CALATIANTIC MORTAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2017 · Amount on Record
Deed SaleMay 2, 2017 · Amount on Record
Deed Document Number2017047753
Deed Book / Page4938 / 1428
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address4222 CAPLOCK ST, CLERMONT, FL 34711-5206
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4222 CAPLOCK ST, CLERMONT, FL 34711-5206

Mortgage

Document Number0062402077
DateNov 13, 2023
Book Page6240/2077
Instrument2023138411
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueNov 9, 2053

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address4222 CAPLOCK ST, CLERMONT, FL 34711-5206
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4222 CAPLOCK ST, CLERMONT, FL 34711-5206

Mortgage

Document Number0058771076
DateJan 13, 2022
Book Page5877/1076
Instrument2022006944
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateMay 2, 2017
Property Address4222 CAPLOCK ST, CLERMONT, FL 34711-5206
Document Number0049381428
Book / Page4938 / 1428
Map ReferenceMB 67 PG 86-88
Instrument DateApr 27, 2017
Instrument2017047753
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2022
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,659.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 200, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address4222 CAPLOCK ST, CLERMONT, FL 34711-5206

Mortgage

Document Number2017047754
DateMay 2, 2017
Instrument2017047754
Lender
NameCALATIANTIC MORTAGE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$400,750 (+5.98%) Land $120,000 Building $280,750$588,030 (+2.72%) Land $120,000 Building $468,030
2024$5,946.00 (+1.8%)
2023$5,841.00 (+2.93%) Homeowner's exemption$378,120 (+3%)$572,433 (+30.66%) Land $120,000 Building $452,433
2022$5,675.00 Homeowner's exemption$367,110$438,122 Land $64,500 Building $373,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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