4215 Caplock St, Clermont, FL 34711 Property Records

Lake County property record for 4215 Caplock St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,244 sqft · built 2017
Lot Size	0.245 acres (10,699 sqft)
Owner	Individual Name on File
Last Sale	$637,000 (Jul 2024)
Tax Bill	$6,141 (2024)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-23-26-0103-000-23500`

Property Details

APN / Parcel Number

Primary APN	`10-23-26-0103-000-23500`
Alternative APN	`3901741`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,244 sqft Living Area
1st Floor Area	1,844 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,699 sqft (0.245 acres)
Garage Type	Finished
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3901741
Street Address	4215 CAPLOCK ST
City	CLERMONT
State	FL
Zip	34711-5063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTER'S RUN PHASE 3 PB 67 PG 86-88 LOT 235 ORB 6366 PG 1742
Legal Section	10
Legal Subdivision	HUNTER
Legal Phase	3
Legal Tract	103
Legal Lot Number	235
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1043
Census Tract	31306

Owner

4215 Caplock St is owned and occupied by an individual who bought it in July 2024.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4215 CAPLOCK ST, CLERMONT, FL 34711-5063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on File
Deed Sale	Jul 17, 2024 · Amount on File
Prior Sale	Feb 2, 2017 · Amount on File
Deed Document Number	2024083472
Deed Book / Page	6366 / 1742
Record Updated	Jun 8, 2026

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 2, 2017
Property Address	4215 CAPLOCK ST, CLERMONT, FL 34711-5063
Document Number	0048970616
Book / Page	4897 / 0616
Map Reference	MB 67 PG 86-88
Instrument Date	Jan 30, 2017
Instrument	2017011781
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,558.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 CAPLOCK ST, CLERMONT, FL 34711-5063

Mortgage

Document Number	2017011782
Date	Feb 2, 2017
Instrument	2017011782

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$572,131 Land $120,000 Building $452,131	$572,131 Land $120,000 Building $452,131
2024	$6,141.00 (+1.79%)
2023	$6,033.00 (+2.92%) Homeowner's exemption	$389,200 (+3%)	$559,294 (+29.62%) Land $120,000 Building $439,294
2022	$5,862.00 Homeowner's exemption	$377,870	$431,484 Land $64,500 Building $366,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4215 Caplock St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4215 Caplock St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20