422 Midway Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 422 Midway Ave, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1930
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on Record
Last Sale	$117,800 (Jan 2016)
Tax Bill	$1,666 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450-0070-00760`

Property Details

APN / Parcel Number

Primary APN	`450-0070-00760`
Alternative APN	`1024549`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,050 sqft Gross Area
1st Floor Area	600 sqft
Basement Area	150 sqft
Finished Basement	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Metal
Construction Type	Frame
Lot Area	10,716 sqft (0.246 acres)
Garage Area	576 sqft
Deck Area	300 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1024549
Street Address	422 MIDWAY AVE
City	DULUTH
State	MN
Zip	55810-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOTS 10 AND 11 SERIAL #
Legal Subdivision	MIDWAY PARK ADD TO PROCTOR MID
Legal Block	4
Legal Lot Number	10-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1017
Census Tract	10200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 MIDWAY AVE, DULUTH, MN 55810-1813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Feb 6, 2017	Grant Deed, Transfer NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2016 · Amount on Record
Deed Sale	Jan 5, 2016 · Amount on Record
Prior Sale	Sep 18, 2013 · Amount on Record
Deed Document Number	20161276985
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	422 MIDWAY AVE, DULUTH, MN 55810-1813
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001474108
Date	Sep 15, 2023
Instrument	1474108

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 6, 2017
Property Address	422 MIDWAY AVE, DULUTH, MN 55810-1813
Document Number	00A1303500
Instrument Date	Jan 26, 2017
Instrument	A1303500
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 MIDWAY AVE DULUTH MN 558101813, DULUTH, MN 55810-1813

Mortgage

Document Number	A1303501
Date	Feb 6, 2017
Instrument	A1303501

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,666.00 (+14.42%) Homeowner's exemption
2025	$1,456.00 (+4.6%) Homeowner's exemption	$167,800 (+19.35%) Land $22,200 Building $145,600	$167,800 (+19.35%) Land $22,200 Building $145,600
2024	$1,392.00	$140,600 (+21.1%) Land $29,900 Building $110,700	$140,600 (+21.1%) Land $29,900 Building $110,700
2022		$116,100 Land $26,200 Building $89,900	$116,100 Land $26,200 Building $89,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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