418 Midway Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 418 Midway Ave, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,148 sqft · built 1920
Lot Size	0.229 acres (10,004 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Dec 2024)
Tax Bill	$2,832 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450-0070-00740`

Property Details

APN / Parcel Number

Primary APN	`450-0070-00740`
Alternative APNs	`1041751` `1176670`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,148 sqft Gross Area
1st Floor Area	1,148 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,004 sqft (0.229 acres)
Garage Area	528 sqft
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1176670
Street Address	418 MIDWAY AVE
City	DULUTH
State	MN
Zip	55810-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOTS 8 AND 9 SERIAL #
Legal Subdivision	MIDWAY PARK ADDITION TO PROCTOR
Legal Block	4
Legal Lot Number	8-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1017
Census Tract	10200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 MIDWAY AVE, DULUTH, MN 55810-1813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional with PMI NEW AMERICAN FNDG
Nov 16, 2017	Warranty Deed, Transfer · Conventional with PMI CU MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	20241501670
Prior Transfer Date	Sep 11, 2003
Prior Transfer Doc	0000917258
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	418 MIDWAY AVE, DULUTH, MN 55810-1813
Document Number	00A1401377
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 MIDWAY AVE DULUTH MN 558101813, DULUTH, MN 55810-1813

Mortgage

Document Number	00A1401377
Date	Jan 19, 2021
Instrument	A1401377

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 16, 2017
Property Address	418 MIDWAY AVE, DULUTH, MN 55810-1813
Document Number	00A1322332
Instrument Date	Oct 27, 2017
Instrument	A1322332
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 MIDWAY AVE PROCTOR MN 558101813, PROCTOR, MN 55810-1813

Mortgage

Document Number	A1322333
Date	Nov 16, 2017
Instrument	A1322333

Lender

Name	CU MTG SVC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,832.00 (+26.32%)
2025	$2,242.00 (+7.79%) Homeowner's exemption	$284,100 (+21.2%) Land $22,900 Building $261,200	$284,100 (+21.2%) Land $22,900 Building $261,200
2024	$2,080.00	$234,400 (+21.83%) Land $28,700 Building $205,700	$234,400 (+21.83%) Land $28,700 Building $205,700
2022		$192,400 Land $25,200 Building $167,200	$192,400 Land $25,200 Building $167,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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