St. Louis County property record for 405 Midway Ave, Duluth, MN 55810 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,140 sqft · built 1955 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jan 2022) |
| Tax Bill | $1,002 (2026) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-0070-00200 |
| Primary APN | 450-0070-00200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Gross Area |
| 1st Floor Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,000 sqft (0.114 acres) |
| Garage Area | 336 sqft |
| Deck Area | 48 sqft |
| Storage Building | 81 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1154340 |
|---|---|
| Street Address | 405 MIDWAY AVE |
| City | DULUTH |
| State | MN |
| Zip | 55810-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0020 BLOCK:001 SERIAL # |
| Legal Subdivision | MIDWAY PARK ADD TO PROCTOR MID |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10200 |
Source: St. Louis County records · APN 450-0070-00200
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 MIDWAY AVE, DULUTH, MN 55810-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERMANTOWN FCU |
| Dec 26, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage HERMANTOWN FCU |
| Sep 08, 2023 | Intrafamily Transfer, Transfer |
| Jan 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROCTOR FEDERAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Deed Document Number | 20221436291 |
| Last Transfer Date | Aug 28, 2023 |
| Transfer Doc | 0001473616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 405 MIDWAY AVE, DULUTH, MN 55810-1814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 MIDWAY AVE, DULUTH, MN 55810-1814 |
| Document Number | 0001526625 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 1526625 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 15, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 26, 2025 |
| Property Address | 405 MIDWAY AVE, DULUTH, MN 55810-1814 |
| Document Number | 0001525059 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 1525059 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 MIDWAY AVE, DULUTH, MN 55810-1814 |
| Document Number | 0001525060 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 1525060 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 08, 2023 |
| Property Address | 405 MIDWAY AVE, DULUTH, MN 55810-1814 |
| Document Number | 0001473616 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 1473616 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 9211 MEADOW ST, DULUTH, MN 55810-1530 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 28, 2022 |
| Property Address | 405 MIDWAY AVE, DULUTH, MN 55810-1814 |
| Document Number | 0001436291 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 1436291 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 MIDWAY AVE, DULUTH, MN 55810-1814 |
| Document Number | 0001436292 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 1436292 |
| Name | PROCTOR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Feb 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Margin | 1 |
| Max Rate | 10.2% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Midway Township |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,002.00 (-12.41%) Homeowner's exemption | ||
| 2025 | $1,144.00 (+8.54%) Homeowner's exemption | $131,800 (-4.01%) Land $11,400 Building $120,400 | $131,800 (-4.01%) Land $11,400 Building $120,400 |
| 2024 | $137,300 (+22.04%) Land $14,300 Building $123,000 | $137,300 (+22.04%) Land $14,300 Building $123,000 | |
| 2023 | $1,054.00 Homeowner's exemption | ||
| 2022 | $112,500 Land $12,600 Building $99,900 | $112,500 Land $12,600 Building $99,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AirFiber | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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