412 Midway Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 412 Midway Ave, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,448 sqft · built 1912
Lot Size	0.229 acres (10,004 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2024)
Tax Bill	$308 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`450-0070-00720`

Property Details

APN / Parcel Number

Primary APN	`450-0070-00720`
Alternative APNs	`1065333` `1135919`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,448 sqft Gross Area
1st Floor Area	824 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,004 sqft (0.229 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	19 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1135919
Street Address	412 MIDWAY AVE
City	DULUTH
State	MN
Zip	55810-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 AND 7 SERIAL #
Legal Subdivision	MIDWAY PARK ADDITION
Legal Block	4
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1017
Census Tract	10200

Owner

Source: St. Louis County records · APN 450-0070-00720

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	412 MIDWAY AVE, DULUTH, MN 55810-1813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 25, 2022	Land Contract, Transfer · Land Contract NOT AVAILABLE
Jan 04, 2019	Deed of Trust, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	20241493358
Prior Transfer Date	Aug 01, 2024
Prior Transfer Doc	0001493358
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 02, 2026
Property Address	412 MIDWAY AVE, DULUTH, MN 55810-1813
Document Number	0001530129
Instrument Date	Mar 13, 2026
Instrument	20261530129
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MIDWAY AVE, DULUTH, MN 55810-1813

Mortgage

Document Number	0001530129,
Date	Apr 02, 2026
Instrument	20261530129

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST LOUIS MN
Recording Date	Aug 25, 2022
Property Address	412 MIDWAY AVE, DULUTH, MN 55810-1813
Document Number	0001450654
Instrument Date	Aug 22, 2022
Instrument	1450654
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MIDWAY AVE, PROCTOR, MN 55810-1813

Mortgage

Date	Aug 25, 2022

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	49 Months
Due	Sep 01, 2026

January 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	412 MIDWAY AVE, DULUTH, MN 55810-1813
Document Number	0001348868
Instrument Date	Jan 04, 2019
Transaction Type	Transfer
Record Updated	Feb 04, 2019

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 MIDWAY AVE PROCTOR MN 558101813, PROCTOR, MN 55810-1813

Mortgage

Document Number	0001348868
Date	Jan 24, 2019
Instrument	1348868

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$308.00 (+1.65%) Homeowner's exemption
2025	$303.00 (+1.34%) Homeowner's exemption	$241,900 (+7.08%) Land $23,100 Building $218,800	$241,900 (+7.08%) Land $23,100 Building $218,800
2024	$299.00	$225,900 (+21.78%) Land $28,600 Building $197,300	$225,900 (+21.78%) Land $28,600 Building $197,300
2022		$185,500 Land $25,100 Building $160,400	$185,500 Land $25,100 Building $160,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AirFiber	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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