422 Downing Rd, Centralia, WA 98531 Property Records

Lewis County property record for 422 Downing Rd, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,384 sqft · built 1951
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (May 2023)
Tax Bill	$1,887 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage
APN	`002768-239-000`

Property Details

APN / Parcel Number

Primary APN	`002768-239-000`
Alternative APNs	`2228708` `2169484` `13085`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,384 sqft Living Area
Upper Floors Area	216 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Terrain	Low
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	45 sqft
Shed	1 Shed
Shed Area	150 sqft
Lean-To	200 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	2228708
Street Address	422 DOWNING RD
City	CENTRALIA
State	WA
Zip	98531-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SECTION 28 TOWNSHIP 15N RANGE 02W PT N 210 E 112 LOT 61 AUGUST SAWALL ADD
Legal Range	02W
Legal Township	15N
Legal Section	28
Legal Subdivision	AUGUST SAWALL ADD
Legal Lot Number	61
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1014
Census Tract	970400

Owner

422 Downing Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Lewis County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	422 DOWNING RD, CENTRALIA, WA 98531-3604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Oct 6, 2014 · Amount on File
Deed Document Number	20233593646
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	May 23, 2023
Property Address	422 DOWNING RD, CENTRALIA, WA 98531-3604
Document Number	0003593646
Map Reference	VOL 1 PG 91
Instrument Date	May 17, 2023
Instrument	3593646
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,485.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DOWNING RD, CENTRALIA, WA 98531-3604

Mortgage

Document Number	0003593647
Date	May 23, 2023
Instrument	3593647

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,500 (-) Land $54,000 Building $294,500	$348,500 (-) Land $54,000 Building $294,500
2024	$1,887.00	$348,500 Land $54,000 Building $294,500	$348,500 Land $54,000 Building $294,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 422 Downing Rd; there have been 124 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	124 (1989–2022)
Claims Outside the SFHA	3 of 124
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 24 claims High Winds, Severe Storms And Flooding, Feb 1996 · 61 claims Severe Storms & Flooding, Nov 1990 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Downing Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70