Lewis County property record for 411 Downing Rd, Centralia, WA 98531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,120 sqft · built 2017 |
| Lot Size | 6.25 acres (272,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,500 (Jan 2017) |
| Tax Bill | $4,438 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2017 Mortgage + 1 more |
| APN | 003682-052-000 |
| Primary APN | 003682-052-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,120 sqft Living Area |
| Gross Area | 3,648 sqft |
| 1st Floor Area | 3,120 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Lot Area | 272,250 sqft (6.25 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 2180173 |
|---|---|
| Street Address | 411 DOWNING RD |
| City | CENTRALIA |
| State | WA |
| Zip | 98531-3600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SECTION 28 TOWNSHIP 15N RANGE 02W E 525 S 559 NW4 SW4 EX DOWNING CO RD |
| Legal Range | 02W |
| Legal Township | 15N |
| Legal Section | 28 |
| Jurisdiction | LEWIS WA |
| Township / Civil Division | CENTRALIA-CHEHALIS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970400 |
411 Downing Rd is owned by two individuals who bought it in January 2017.
Source: Lewis County records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2022 GRAF RD, CENTRALIA, WA 98531-9013 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jan 6, 2017 | Warranty Deed, Construction Loan · Construction Mortgage PACIFIC CONTINENTAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2017 · Amount on File |
| Deed Sale | Jan 6, 2017 · Amount on File |
| Deed Document Number | 20173459103 |
| Prior Transfer Date | Apr 23, 2015 |
| Prior Transfer Doc | 0003440602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 411 DOWNING RD, CENTRALIA, WA 98531-3600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003546912 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 3546912 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 411 DOWNING RD, CENTRALIA, WA 98531-3600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2022 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0003472760 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 3472760 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS WA |
| Recording Date | Jan 6, 2017 |
| Property Address | 411 DOWNING RD, CENTRALIA, WA 98531-3600 |
| Document Number | 0003459103 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 3459103 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 3, 2022 |
| Title Company | TITLE GUARANTY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,028.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2022 GRAF RD, 2022, CENTRALIA, WA 98531-9013 |
| Name | Verified Name |
|---|---|
| Address | 110 NORTHVIEW DR, CHEHALIS, WA 98532-9729 |
| Document Number | 0003459104 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 3459104 |
| Name | PACIFIC CONTINENTAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Lewis County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Lewis County |
| Municipality | Centralia City |
| Unified School District | Centralia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $677,300 (-) Land $121,500 Building $555,800 | $677,300 (-) Land $121,500 Building $555,800 | |
| 2024 | $4,438.00 (-20.09%) | $677,300 Land $121,500 Building $555,800 | $677,300 Land $121,500 Building $555,800 |
| 2023 | $5,554.00 | ||
| 2022 | $677,300 Land $121,500 Building $555,800 | $677,300 Land $121,500 Building $555,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 411 Downing Rd; there have been 124 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 124 (1989–2022) |
| Claims Outside the SFHA | 3 of 124 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 Downing Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Hawk Networks Fixed Wireless | 200 / 70 |
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