Lewis County property record for 418 Downing Rd, Centralia, WA 98531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,032 sqft · built 1949 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,834 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2020 Mortgage + 3 more |
| APN | 002768-242-000 |
| Primary APN | 002768-242-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,416 sqft |
| Upper Floors Area | 576 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 38 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2206619 |
|---|---|
| Street Address | 418 DOWNING RD |
| City | CENTRALIA |
| State | WA |
| Zip | 98531-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SECTION 28 TOWNSHIP 15N RANGE 02W PTN LOT 61 ADJ DOWNING RD AUGUST SAWALL ADD |
| Legal Range | 02W |
| Legal Township | 15N |
| Legal Section | 28 |
| Legal Subdivision | AUGUST SAWALL ADD |
| Legal Lot Number | 61 |
| Jurisdiction | LEWIS WA |
| Township / Civil Division | CENTRALIA-CHEHALIS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970400 |
418 Downing Rd, a single family home, is owned by two individuals.
Source: Lewis County records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1121 HARRISON AVE, CENTRALIA, WA 98531-1852 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 11, 2018 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG |
| Mar 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OBEE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 418 DOWNING RD, CENTRALIA, WA 98531-3604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003562210 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 3562210 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 418 DOWNING RD, CENTRALIA, WA 98531-3604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0003524751 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 3524751 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 418 DOWNING RD, CENTRALIA, WA 98531-3604 |
| Document Number | 0003496448 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2019 |
| Name | Verified Name |
|---|---|
| Address | 418 DOWNING RD CENTRALIA WA 985313604, CENTRALIA, WA 98531-3604 |
| Document Number | 0003496448 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 3496448 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS WA |
| Recording Date | May 11, 2018 |
| Property Address | 418 DOWNING RD, CENTRALIA, WA 98531-3604 |
| Document Number | 0003483854 |
| Instrument Date | May 10, 2018 |
| Instrument | 3483854 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | TITLE GUARANTY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,853.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1121 HARRISON AVE #144 CENTRALIA WA 985311852, 144, CENTRALIA, WA 98531-1852 |
| Document Number | 3483855 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 3483855 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS WA |
| Property Address | 418 DOWNING RD, CENTRALIA, WA 98531-3604 |
| Document Number | 0003463144 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2017 |
| Title Company | LEWIS COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 418 DOWNING RD CENTRALIA WA 985313604, CENTRALIA, WA 98531-3604 |
| Document Number | 0003463144 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 3463144 |
| Name | OBEE CU |
|---|---|
| Type | Credit Union |
| Address | TUMWATER, WA 98501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 30, 2027 |
Source: Lewis County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Lewis County |
| Municipality | Centralia City |
| Unified School District | Centralia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $432,100 (-) Land $54,000 Building $378,100 | $432,100 (-) Land $54,000 Building $378,100 | |
| 2024 | $2,834.00 | $432,100 Land $54,000 Building $378,100 | $432,100 Land $54,000 Building $378,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 418 Downing Rd; there have been 124 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 124 (1989–2022) |
| Claims Outside the SFHA | 3 of 124 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Downing Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Hawk Networks Fixed Wireless | 200 / 70 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures