422 Descanso Ave, Ojai, CA 93023 Property Records

Ventura County property record for 422 Descanso Ave, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,910 sqft · built 1961
Lot Size	0.177 acres (7,702 sqft)
Owner	Trust Name on File
Last Sale	$725,000 (Oct 2020)
Tax Bill	$9,343 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`017-0-325-035`

Property Details

APN / Parcel Number

Primary APN	`017-0-325-035`
Alternative APN	`0170324035`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	1,193 sqft
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,702 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Location & Zoning

Old Parcel Number	0170324035
Street Address	422 DESCANSO AVE
City	OJAI
State	CA
Zip	93023-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 40 REF: 022MR 024
Legal Subdivision	OJAI TERRACE
Legal Block	325
Legal Lot Number	40
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	1
Census Block	1017
Census Tract	1002

Owner

422 Descanso Ave is owner-occupied and held in a trust since October 2020.

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	422 DESCANSO AVE, OJAI, CA 93023-3615
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Intrafamily Transfer, Transfer
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Oct 16, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 1, 2019	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	2020170608
Prior Transfer Date	Oct 11, 1993
Prior Transfer Doc	0000204712
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Aug 7, 2023
Property Address	422 DESCANSO AVE, OJAI, CA 93023-3615
Document Number	0000052718
Map Reference	MB 22 PG 24
Instrument Date	Jul 25, 2023
Instrument	2023000052718
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	422 DESCANSO AVE, OJAI, CA 93023-3615

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	422 DESCANSO AVE, OJAI, CA 93023-3615
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DESCANSO AVE, OJAI, CA 93023-3615

Mortgage

Document Number	0000023809
Date	Apr 4, 2023
Instrument	2023000023809

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	LANSING, MI 48909

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	422 DESCANSO AVE, OJAI, CA 93023-3615
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DESCANSO AVE, OJAI, CA 93023-3615

Mortgage

Document Number	0000172903
Date	Sep 20, 2021
Instrument	20210920-00172903

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 16, 2020
Property Address	422 DESCANSO AVE, OJAI, CA 93023-3615
Document Number	0000170608
Map Reference	MB 22 PG 24
Instrument Date	Sep 19, 2020
Instrument	20201016-00170608
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	422 DESCANSO AVE, OJAI, CA 93023-3615

Mortgage

Document Number	0000170609
Date	Oct 16, 2020
Instrument	20201016-00170609

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	422 DESCANSO AVE, OJAI, CA 93023-3615
Document Number	0000069202
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	422 DESCANSO AVE OJAI CA 930233615, OJAI, CA 93023-3615

Mortgage

Document Number	0000069202
Date	May 19, 2020
Instrument	69202

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 1, 2019
Property Address	422 DESCANSO AVE, OJAI, CA 93023-3615
Document Number	0000047105
Map Reference	MB 22 PG 24
Instrument Date	Apr 6, 2019
Instrument	20190501-00047105
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	422 DESCANSO AVE, OJAI, CA 93023-3615

Mortgage

Document Number	0000047106
Date	May 1, 2019
Instrument	20190501-00047106

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 422 Descanso Ave was $9,343 with a homeowner's exemption, up 2.3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Ojai City
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$800,457 (+2%) Land $520,575 Building $279,882
2025	$9,343.00 (+2.25%) Homeowner's exemption	$784,762 Land $510,367 Building $274,395
2024	$9,137.00 (+3.62%)
2023	$8,818.00 (+1.48%) Homeowner's exemption	$754,290 (+2%) Land $490,549 Building $263,741
2022	$8,689.00 Homeowner's exemption	$739,500 Land $480,930 Building $258,570

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 422 Descanso Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1998–2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Descanso Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on Descanso Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures