426 Descanso Ave, Ojai, CA 93023 Property Records

Ventura County property record for 426 Descanso Ave, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1961
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Mar 2006)
Tax Bill	$9,873 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-0-325-045`

Property Details

APN / Parcel Number

Primary APN	`017-0-325-045`
Alternative APN	`0170324045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
Gross Area	1,193 sqft
1st Floor Area	1,193 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0170324045
Street Address	426 DESCANSO AVE
City	OJAI
State	CA
Zip	93023-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 41 REF: 022MR 024
Legal Subdivision	TRACT OJAI TERRACE
Legal Block	325
Legal Lot Number	41
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	1
Census Block	1017
Census Tract	1002

Owner

426 Descanso Ave is owned and occupied by two individuals who bought it in March 2006.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 DESCANSO AVE, OJAI, CA 93023-3615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIORITY FINANCIAL NETWORK
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2006 · Amount on File
Deed Sale	Mar 21, 2006 · Amount on File
Prior Sale	Sep 30, 2003 · Amount on File
Deed Document Number	200659578
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	426 DESCANSO AVE, OJAI, CA 93023-3615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 DESCANSO AVE, OJAI, CA 93023-3615

Mortgage

Document Number	0000225044
Date	Dec 22, 2020
Instrument	20201222-00225044

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	426 DESCANSO AVE, OJAI, CA 93023-3615
Document Number	0000131743
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	426 OESCANSO AVE OJAI CA 93023, OJAI, CA 93023

Mortgage

Document Number	0000131743
Date	Oct 11, 2017
Instrument	131743

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 426 Descanso Ave was $9,873 with a homeowner's exemption, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Ojai City
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$850,272 (+2%) Land $552,681 Building $297,591
2025	$9,873.00 (+2.25%) Homeowner's exemption	$833,600 Land $541,844 Building $291,756
2024	$9,656.00 (+3.62%)
2023	$9,319.00 (+1.51%) Homeowner's exemption	$801,231 Land $520,803 Building $280,428
2022	$9,180.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 426 Descanso Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1998–2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Descanso Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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