429 Descanso Ave, Ojai, CA 93023 Property Records

Ventura County property record for 429 Descanso Ave, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1961
Lot Size	0.206 acres (8,967 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Oct 2015)
Tax Bill	$7,408 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-0-323-065`

Property Details

APN / Parcel Number

Primary APN	`017-0-323-065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	1,306 sqft
1st Floor Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	8,967 sqft (0.206 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Patio Area	540 sqft

Location & Zoning

Street Address	429 DESCANSO AVE
City	OJAI
State	CA
Zip	93023-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 47 REF: 022MR 024
Legal Subdivision	OJAI TERRACE
Legal Block	323
Legal Lot Number	47
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	1
Census Block	1018
Census Tract	1002

Owner

429 Descanso Ave is owned and occupied by two individuals who bought it in October 2015.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	429 DESCANSO AVE, OJAI, CA 93023-3614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit HOME POINT FINANCIAL CORPORATION
Apr 5, 2017	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 20, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2015 · Amount on File
Deed Sale	Oct 23, 2015 · Amount on File
Prior Sale	Oct 15, 2004 · Amount on File
Deed Document Number	2015157382
Prior Transfer Date	Sep 10, 2004
Prior Transfer Doc	0000278323
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	429 DESCANSO AVE, OJAI, CA 93023-3614
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 DESCANSO AVE, OJAI, CA 93023-3614

Mortgage

Document Number	0000086518
Date	Apr 29, 2021
Instrument	20210429-00086518

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	07025

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	429 DESCANSO AVE, OJAI, CA 93023-3614
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 DESCANSO AVE, OJAI, CA 93023-3614

Mortgage

Document Number	0000193188
Date	Oct 25, 2021
Instrument	20211025-00193188

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	429 DESCANSO AVE, OJAI, CA 93023-3614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045329
Date	Apr 5, 2017
Instrument	20170405-00045329

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Apr 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	3.87%
Index	1-Year CMT
Margin	2
Max Rate	7.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	429 DESCANSO AVE, OJAI, CA 93023-3614
Document Number	0000072585
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	429 DESCANSO AVE OJAI CA 930233614, OJAI, CA 93023-3614

Mortgage

Document Number	0000072585
Date	May 26, 2020
Instrument	72585

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 429 Descanso Ave was $7,408 with a veteran's exemption, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Ojai City
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,073 (+2%) Land $470,911 Building $319,162
2025	$7,408.00 (+1.95%) Veteran's exemption	$774,582 Land $461,678 Building $312,904
2024	$7,266.00 (+2.76%)
2023	$7,071.00 (+10.24%)	$744,505 Land $443,751 Building $300,754
2022	$6,414.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 429 Descanso Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1998–2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Descanso Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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