413 Descanso Ave, Ojai, CA 93023 Property Records

Ventura County property record for 413 Descanso Ave, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,385 sqft · built 1961
Lot Size	0.179 acres (7,797 sqft)
Owner	Company Name on Record
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Oct 2017 Reverse Mortgage Oct 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-0-323-025`

Property Details

APN / Parcel Number

Primary APN	`017-0-323-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,385 sqft Living Area
Gross Area	1,201 sqft
1st Floor Area	1,201 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	114 ft deep x 70 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	138 sqft
Patio Area	180 sqft

Location & Zoning

Street Address	413 DESCANSO AVE
City	OJAI
State	CA
Zip	93023-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 51 REF: 022MR 024
Legal Subdivision	OJAI TERRACE
Legal Block	323
Legal Lot Number	51
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	1
Census Block	1018
Census Tract	1002

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	413 DESCANSO AVE, OJAI, CA 93023-3614
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 31, 2017	Reverse Mortgage, Construction Loan · Construction Mortgage FEDERAL HOUSING COMMISSIONER
Feb 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 18, 2017
Transfer Doc	0000023584
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	413 DESCANSO AVE, OJAI, CA 93023-3614
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141691
Date	Oct 31, 2017
Instrument	20171031-00141691

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.78%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

October 2017: Reverse Mortgage, Construction Loan

Document Type	Reverse Mortgage
Jurisdiction	VENTURA CA
Recording Date	Oct 31, 2017
Property Address	413 DESCANSO AVE, OJAI, CA 93023-3614
Instrument Date	Oct 26, 2017
Instrument	141692
Transaction Type	Construction Loan
Record Updated	Nov 22, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	413 DESCANSO AVE OJAI CA 930233614, OJAI, CA 93023-3614

Mortgage

Document Number	0000141692
Date	Oct 31, 2017
Instrument	141692

Lender

Name	FEDERAL HOUSING COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.78%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 21, 2017
Property Address	413 DESCANSO AVE, OJAI, CA 93023-3614
Document Number	0000023584
Instrument Date	Feb 18, 2017
Instrument	23584
Transaction Type	Transfer
Record Updated	Mar 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	413 DESCANSO AVE OJAI CA 930233614, OJAI, CA 93023-3614

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Ojai City
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$83,495 (+2%) Land $17,445 Building $66,050
2025	$1,704.00 (+2.84%) Homeowner's exemption	$81,858 (+4.04%) Land $17,103 Building $64,755
2024	$1,657.00 (+3.56%)
2023	$1,600.00 (-0.68%) Homeowner's exemption	$78,680 Land $16,438 Building $62,242
2022	$1,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1998–2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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