422 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 422 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,053 sqft · built 1923
Lot Size	0.183 acres (7,950 sqft)
Owner	Individual Name on File
Last Sale	$1,020,000 (Jun 2015)
Tax Bill	$23,308 (2023)
Deeds & Mortgages	Feb 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-102-009`

Property Details

APN / Parcel Number

Primary APN	`05-35-102-009`
Alternative APN	`05-35-102-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,053 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	7,950 sqft (0.183 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	422 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DINGEES) ADD TO (WILMETTE) IN OUILMETTE RESERVE IN S ECS26 & 27 SEC 26-42-13
Legal Range	13E
Legal Township	42N
Legal Section	26
Legal Subdivision	DINGEES ADD TO WILMETTE
Legal Block	17
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3041
Census Tract	801200

Owner

422 Central Ave is owned and occupied by an individual who bought it in June 2015.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	422 CENTRAL AVE, WILMETTE, IL 60091-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 29, 2020	Deed of Trust, Mortgage CITIBANK
Aug 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2015 · Amount on File
Deed Sale	Jun 1, 2015 · Amount on File
Prior Sale	Jun 20, 1994 · Amount on File
Deed Document Number	201526100
Prior Transfer Date	Mar 15, 1996
Prior Transfer Doc	0000000132
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	422 CENTRAL AVE, WILMETTE, IL 60091-1944
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003347083
Date	Feb 2, 2022
Instrument	2203347083

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2042

Interest

Rate	2.25%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	422 CENTRAL AVE, WILMETTE, IL 60091-1944
Document Number	2025207277
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	422 CENTRAL AVE WILMETTE IL 600911944, WILMETTE, IL 60091-1944

Mortgage

Document Number	2025207277
Date	Sep 8, 2020
Instrument	25207277

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 7, 2045

Interest

Rate	3.12%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 28, 2018
Property Address	422 CENTRAL AVE, WILMETTE, IL 60091-1944
Document Number	1824016095
Instrument Date	Dec 15, 2017
Instrument	24016095
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	422 CENTRAL AVE WILMETTE IL 600911944, WILMETTE, IL 60091-1944

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,001 Land $25,838 Building $120,163	$1,460,010 Land $258,380 Building $1,201,630
2023	$23,308.00 (+5.76%)
2022	$22,038.00 Homeowner's exemption	$106,033 Land $21,862 Building $84,171	$1,060,330 Land $218,620 Building $841,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 Central Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	51 units insured incl. 45 condo units
Nearby Flood Claims	8 (1984–2014)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 422 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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