412 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 412 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,605 sqft · built 1909
Lot Size	0.365 acres (15,900 sqft)
Owner	2 Company Names on Record
Last Sale	$2,985,000 (Jul 2026)
Tax Bill	$34,718 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-102-011`

Property Details

APN / Parcel Number

Primary APN	`05-35-102-011`
Alternative APN	`05-35-102-011-0000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	4,605 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1910
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,900 sqft (0.365 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	42N
Legal Section	35
Legal Subdivision	DINGEES ADD/WILMETTE
Legal Block	17
Legal Lot Number	13,14
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3041
Census Tract	801200

Owner

Source: Cook County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	65 LINWOOD CIR, PRINCETON, NJ 08540-3623
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Aug 26, 2022	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Mar 16, 2022	Intrafamily Transfer, Transfer
Jun 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 7, 2016	Deed of Trust, Mortgage · Line of Credit BYLINE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	202618727024
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0000519008
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 6, 2026
Property Address	412 CENTRAL AVE, WILMETTE, IL 60091-1944
Document Number	0000027024
Instrument Date	Jun 15, 2026
Instrument	202627024
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452,227.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	65 LINWOOD CIR, PRINCETON, NJ 08540-3623

Mortgage

Document Number	0000027025,
Date	Jul 6, 2026
Instrument	202618727025

Lender

Name	ORIGINPOINT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Aug 26, 2022
Property Address	412 CENTRAL AVE, WILMETTE, IL 60091-1944
Document Number	0023834248
Instrument Date	Aug 4, 2022
Instrument	2223834248
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,738.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 CENTRAL AVE, WILMETTE, IL 60091-1944

Mortgage

Document Number	0023834250
Date	Aug 26, 2022
Instrument	2223834250

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 16, 2022
Property Address	412 CENTRAL AVE, WILMETTE, IL 60091-1944
Document Number	0007519008
Instrument Date	Dec 17, 2021
Instrument	2207519008
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 CENTRAL AVE, WILMETTE, IL 60091-1944

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jun 5, 2020
Property Address	412 CENTRAL AVE, WILMETTE, IL 60091-1944
Document Number	2015708018
Instrument Date	Apr 14, 2020
Instrument	15708018
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	412 CENTRAL AVE WILMETTE IL 600911944, WILMETTE, IL 60091-1944

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	412 CENTRAL AVE, WILMETTE, IL 60091-1944
Document Number	1704641072
Instrument Date	Dec 7, 2016
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 CENTRAL AVE WILMETTE IL 600911944, WILMETTE, IL 60091-1944

Mortgage

Document Number	1704641072
Date	Feb 15, 2017
Instrument	4641072

Lender

Name	BYLINE BK
Address	CHICAGO, IL 60601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,690 (+63.2%) Land $51,675 Building $198,015	$2,496,900 (+63.2%) Land $516,750 Building $1,980,150
2023	$34,718.00 (+5.65%)
2022	$32,860.00	$153,000 Land $43,725 Building $109,275	$1,530,000 Land $437,250 Building $1,092,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	51 units insured incl. 45 condo units
Nearby Flood Claims	8 (1984–2014)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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