413 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 413 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 7,354 sqft · built 2019
Lot Size	0.484 acres (21,100 sqft)
Owner	Individual Name on Record
Last Sale	$1,570,000 (Nov 2017)
Tax Bill	$65,352 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-107-005`

Property Details

APN / Parcel Number

Primary APN	`05-35-107-005`
Alternative APN	`05-35-107-005-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	7,354 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	21,100 sqft (0.484 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	413 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DINGEES) ADD TO (WILMETTE) IN OUILMETTE RESERVE IN S ECS26 & 27 SEC 26-42-13
Legal Range	13E
Legal Township	42N
Legal Section	26
Legal Subdivision	DINGEES ADD TO WILMETTE
Legal Block	18
Legal Lot Number	3,4
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2000
Census Tract	801300

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 CENTRAL AVE, WILMETTE, IL 60091-1943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 12, 2019	Deed of Trust, Mortgage FEDERAL SVGS BK
Jun 25, 2018	Deed of Trust, Mortgage FEDERAL SVGS BK
Nov 13, 2017	Warranty Deed, Transfer FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Jun 2, 2016 · Amount on Record
Deed Document Number	201741029
Prior Transfer Date	Oct 27, 2006
Prior Transfer Doc	0000018028
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	413 CENTRAL AVE, WILMETTE, IL 60091-1943
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003542030
Date	Feb 4, 2021
Instrument	2103542030

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	413 CENTRAL AVE, WILMETTE, IL 60091-1943
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003546093
Date	Feb 4, 2022
Instrument	2203546093

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	413 CENTRAL AVE, WILMETTE, IL 60091-1943
Document Number	1932908019
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 CENTRAL AVE WILMETTE IL 600911943, WILMETTE, IL 60091-1943

Mortgage

Document Number	1932908019
Date	Nov 25, 2019
Instrument	32908019

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	300 N ELIZABETH ST # 1E, CHICAGO, IL 60607-1143

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.25%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	413 CENTRAL AVE, WILMETTE, IL 60091-1943
Document Number	1819106114
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 CENTRAL AVE WILMETTE IL 600911943, WILMETTE, IL 60091-1943

Mortgage

Document Number	1819106114
Date	Jul 10, 2018
Instrument	19106114

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	300 N ELIZABETH ST # 3E, CHICAGO, IL 60607-1134

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 13, 2017
Property Address	413 CENTRAL AVE, WILMETTE, IL 60091-1943
Document Number	1731741029
Instrument Date	Oct 26, 2017
Instrument	31741029
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2133 N SEMINARY AVE CHICAGO IL 606144113, CHICAGO, IL 60614-4113

Mortgage

Document Number	1731741030
Date	Nov 13, 2017
Instrument	31741030

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	300 N ELIZABETH ST # 3E, CHICAGO, IL 60607-1134

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$352,000 (+22.22%) Land $68,575 Building $283,425	$3,520,000 (+22.22%) Land $685,750 Building $2,834,250
2023	$65,352.00 (+5.65%)
2022	$61,855.00	$288,000 Land $58,025 Building $229,975	$2,880,000 Land $580,250 Building $2,299,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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