427 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 427 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,056 sqft · built 1997
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on Record
Last Sale	$1,330,000 (Apr 2017)
Tax Bill	$24,242 (2023)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-107-002`

Property Details

APN / Parcel Number

Primary APN	`05-35-107-002`
Alternative APN	`05-35-107-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,050 sqft (0.185 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	427 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DINGEES) ADD TO (WILMETTE) IN OUILMETTE RESERVE IN S ECS26 & 27 SEC 26-42-13
Legal Range	13E
Legal Township	42N
Legal Section	26
Legal Subdivision	DINGEES ADD TO WILMETTE
Legal Block	18
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2000
Census Tract	801300

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 CENTRAL AVE, WILMETTE, IL 60091-1943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Apr 2, 2020	Deed of Trust, Mortgage ALLY BK
Sep 16, 2019	Deed of Trust, Mortgage ALLY BK
Apr 12, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Aug 12, 2011 · Amount on Record
Deed Document Number	201755055
Prior Transfer Date	Oct 30, 1997
Prior Transfer Doc	0000000685
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	427 CENTRAL AVE, WILMETTE, IL 60091-1943
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0014617112
Date	May 26, 2021
Instrument	2114617112

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	427 CENTRAL AVE, WILMETTE, IL 60091-1943
Document Number	2100513155
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	427 CENTRAL AVE WILMETTE IL 600911943, WILMETTE, IL 60091-1943

Mortgage

Document Number	2100513155
Date	Jan 5, 2021
Instrument	513155

Lender

Name	ALLY BK
Type	Bank
Address	440 S CHURCH ST, CHARLOTTE, NC 28202-2075

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	427 CENTRAL AVE, WILMETTE, IL 60091-1943
Document Number	1926955191
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 CENTRAL AVE WILMETTE IL 600911943, WILMETTE, IL 60091-1943

Mortgage

Document Number	1926955191
Date	Sep 26, 2019
Instrument	26955191

Lender

Name	ALLY BK
Type	Bank
Address	440 S CHURCH ST, CHARLOTTE, NC 28202-2075

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 12, 2017
Property Address	427 CENTRAL AVE, WILMETTE, IL 60091-1943
Document Number	1710255055
Instrument Date	Mar 28, 2017
Instrument	10255055
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	427 CENTRAL AVE WILMETTE IL 600911943, WILMETTE, IL 60091-1943

Mortgage

Document Number	1710255057
Date	Apr 12, 2017
Instrument	10255057

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,001 (+40.72%) Land $26,163 Building $128,838	$1,550,010 (+40.72%) Land $261,630 Building $1,288,380
2023	$24,242.00 (+5.76%)
2022	$22,922.00 Homeowner's exemption	$110,150 Land $22,137 Building $88,013	$1,101,500 Land $221,370 Building $880,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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