Okaloosa County property record for 422 Beach Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 1973 |
| Lot Size | 0.38 acres (16,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Mar 2022) |
| Tax Bill | $4,918 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-2940-5 |
| Primary APN | C56-000-590-2940-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Heated Area |
| Gross Area | 3,201 sqft |
| 1st Floor Area | 2,052 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 16,572 sqft (0.38 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Porch | Open Porch |
| Porch Area | 549 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 422 BEACH DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST SPRING LAKE ADD TO KELLY HOMES SUBD. LOT 47 BLK A |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | SPRING LAKE ADD |
| Legal Block | A |
| Legal Lot Number | 47 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23307 |
Source: Okaloosa County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 317 E DEARBORN ST, PLANO, IL 60545-1642 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Jul 30, 2021 | Warranty Deed, Transfer · Balloon Mortgage DICKENS FAMILY TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2021 · Amount on Record |
| Deed Document Number | 3538735 |
| Deed Book / Page | 3613 / 2510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 31, 2022 |
| Property Address | 422 BEACH DR, DESTIN, FL 32541-2408 |
| Document Number | 0036132510 |
| Book / Page | 3613 / 2510 |
| Map Reference | MB 4 PG 48 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 3538735 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1220 W LAKEWALK CIR, 1220, PANAMA CITY BEACH, FL 32413-8407 |
| Name | Verified Name |
|---|---|
| Address | 317 E DEARBORN ST, PLANO, IL 60545-1642 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 30, 2021 |
| Property Address | 422 BEACH DR, DESTIN, FL 32541-2408 |
| Document Number | 0035633610 |
| Book / Page | 3563 / 3610 |
| Map Reference | MB 4 PG 48 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 3476147 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 990 NOWAK RD, 990, CANTONMENT, FL 32533-4696 |
| Name | Verified Name |
|---|---|
| Address | 1220 W LAKEWALK CIR, PANAMA CITY BEACH, FL 32413-8407 |
| Investor | Possibly a Property Investor |
| Document Number | 35633612 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 3563/3612 |
| Name | DICKENS FAMILY TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 27, 2022 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,918.00 (+37.14%) | $415,255 (+38.32%) Land $163,781 Building $251,474 | $415,255 (+38.32%) Land $163,781 Building $251,474 |
| 2023 | $3,586.00 (-18.48%) | $300,214 (-17.76%) Land $148,608 Building $151,606 | $300,214 (-17.76%) Land $148,608 Building $151,606 |
| 2022 | $4,399.00 | $365,049 Land $128,665 Building $236,384 | $365,049 Land $128,665 Building $236,384 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 96 (1982–2014) |
| Claims Outside the SFHA | 50 of 96 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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