418 Beach Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 418 Beach Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,034 sqft · built 1974
Lot Size0.404 acres (17,588 sqft)
Owner2 Company Names on Record
Last Sale$435,000 (Mar 2021)
Tax Bill$5,064 (2025)
Deeds & MortgagesJul 2023 Transfer
Mar 2021 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-590-2938-9

Property Details

APN / Parcel Number

Primary APNC56-000-590-2938-9
Alternative APNs
  • 00-2S-22-2370-000A-0450
  • 22S2002370000A0450

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,034 sqft Living Area
Gross Area3,216 sqft
1st Floor Area2,034 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area17,588 sqft (0.404 acres)
Lot Width90 ft Width
Garage TypeCarport
Garage Area651 sqft
CarportCarport
Carport Area651 sqft
PorchFlorida Room
Porch Area436 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address418 BEACH DR
CityDESTIN
StateFL
Zip32541-2408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1ST SPRING LAKE ADD TO KELLY HOMES SUBD. LOT 45 BLK A
Legal Subdivision1ST SPRING LAKE ADD
Legal BlockA
Legal Lot Number45
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23307

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address228 MITCHELL LN, WOODSTOCK, GA 30188-9921
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 2, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2021 · Amount on Record
Deed SaleMar 2, 2021 · Amount on Record
Prior SaleDec 29, 2016 · Amount on Record
Deed Document Number20213434084
Deed Book / Page3529 / 195
Last Transfer DateJun 16, 2023
Transfer Doc0036854340
Record UpdatedJun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJul 31, 2023
Property Address418 BEACH DR, DESTIN, FL 32541-2408
Document Number0036854340
Book / Page3685 / 4340
Map ReferenceMB 4 PG 48
Instrument DateJun 16, 2023
Instrument3638699
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address228 MITCHELL LN, WOODSTOCK, GA 30188-9921

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address228 MITCHELL LN, WOODSTOCK, GA 30188-9921

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 2, 2021
Property Address418 BEACH DR, DESTIN, FL 32541-2408
Document Number0035290195
Book / Page3529 / 195
Map ReferenceMB 4 PG 48
Instrument DateFeb 26, 2021
Instrument3434084
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address418 BEACH DR, 418, DESTIN, FL 32541-2408

Transferred To (Grantee/Buyer)

NameVerified Name
AddressIS 228 MITCHELL LANE, WOODSTOCK, GA 30188

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,064.00 (+2.04%)$427,632 (+2.92%) Land $163,781 Building $263,851$427,632 (+2.92%) Land $163,781 Building $263,851
2023$4,963.00 (+8.55%)$415,480 (+9.51%) Land $148,608 Building $266,872$415,480 (+9.51%) Land $148,608 Building $266,872
2022$4,572.00$379,395 Land $128,665 Building $250,730$379,395 Land $128,665 Building $250,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims96 (1982–2014)
Claims Outside the SFHA50 of 96
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 39 claims
  • Hurricane Georges, Sep 1998 · 9 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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