500 Beach Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 500 Beach Dr, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1987
Square Footage2,370 sqft Heated Area
Lot Size33,675 sqft (0.773 acres)
OccupancyOwner Occupied
Last Sale$849,900 (2015)
Tax Bill$15,728.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-589-9549-9
Alternative APN
  • 00-2S-22-1360-0070-0250

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,370 sqft Heated Area
Gross Area4,020 sqft Gross Area
1st Floor2,910 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1987
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Lot Area33,675 sqft (0.773 acres)
Lot Width100 ft Width
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

FenceFence
Total Buildings2 Total Buildings
Shed1 Shed
Patio Area660 sqft Patio
PorchOpen Porch
Porch Area608 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address500 BEACH DR
CityDESTIN
StateFL
Zip32541-1714
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRESUB OF KELLYS ADD TO DESTIN LOTS 25 & 26 BLK 7
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS ADD
Legal Block7
Legal Lot Number25,26 26
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1014
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-000-589-9549-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address500 BEACH DR, DESTIN, FL 32541-1714
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Mar 29, 2019Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2015 · Amount on Record
Deed SaleJul 20, 2015 · Amount on Record
Prior SaleMar 19, 2007 · Amount on Record
Deed Doc Number3010846
Deed Book / Page3208 / 1741
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address500 BEACH DR, DESTIN, FL 32541-1714
Transaction TypeMortgage
Record UpdatedJan 12, 2024
Title CompanyPROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 BEACH DR, DESTIN, FL 32541-1714

Mortgage

Document Number0003659062
DateNov 27, 2023
Instrument3659062
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address500 BEACH DR, DESTIN, FL 32541-1714
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 BEACH DR, DESTIN, FL 32541-1714

Mortgage

Document Number0035894144
DateNov 30, 2021
Book Page3589/4144
Instrument3508617
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term163 Months
DueJun 19, 2035

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address500 BEACH DR, DESTIN, FL 32541-1714
Document Number0033960350
Instrument DateMar 29, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address500 BEACH DR DESTIN FL 325411714, DESTIN, FL 32541-1714

Mortgage

Document Number0033960350
DateMay 01, 2019
Book Page003396/000350
Instrument3274735
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,728.00 (+5.11%)$1,328,026 (+1.21%) Land $836,142 Building $491,884$1,328,026 (+1.21%) Land $836,142 Building $491,884
2023$14,963.00 (+9.98%)$1,312,127 (+12.06%) Land $803,982 Building $508,145$1,312,127 (+12.06%) Land $803,982 Building $508,145
2022$13,605.00$1,170,943 Land $696,088 Building $474,855$1,170,943 Land $696,088 Building $474,855

Flood & Wildfire

500 Beach Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Beach Dr

Nearby Streets

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