Okaloosa County property record for 416 Beach Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,334 sqft · built 1973 |
| Lot Size | 0.403 acres (17,539 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-2937-1 |
| Primary APN | C56-000-590-2937-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,334 sqft Living Area |
| Gross Area | 4,098 sqft |
| 1st Floor Area | 2,334 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 17,539 sqft (0.403 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Porch | Florida Room |
| Porch Area | 642 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 416 BEACH DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST SPRING LAKE ADD TO KELLY HOMES SUBD. LOT 44 BLK A |
| Legal Subdivision | 1ST SPRING LAKE ADD |
| Legal Block | A |
| Legal Lot Number | 44 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23307 |
416 Beach Dr is owned by a company that acquired it in May 2018 and is owner-occupied.
Source: Okaloosa County records, as of January 16, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 416 BEACH DR, DESTIN, FL 32541-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 10, 2018 |
| Transfer Doc | 0033493233 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 11, 2018 |
| Property Address | 416 BEACH DR, DESTIN, FL 32541-2408 |
| Document Number | 0033493233 |
| Book / Page | 003349 / 003233 |
| Instrument Date | May 8, 2018 |
| Instrument | 3206204 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 416 BEACH DR DESTIN FL 325412408, DESTIN, FL 32541-2408 |
The 2025 property tax bill for 416 Beach Dr was $2,101 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,101.00 Homeowner's exemption | $216,491 | $466,242 Land $163,781 Building $302,461 |
| 2023 | $1,979.00 (+2.75%) Homeowner's exemption | $204,262 (+3%) | $450,585 (+9.27%) Land $148,608 Building $301,977 |
| 2022 | $1,926.00 Homeowner's exemption | $198,313 | $412,376 Land $128,665 Building $283,711 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Beach Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 96 (1982–2014) |
| Claims Outside the SFHA | 50 of 96 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Beach Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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