409 Avalon Dr, Troy, IL 62294 Property Records

Madison County property record for 409 Avalon Dr, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,310 sqft · built 1995
Lot Size0.192 acres (8,357 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Aug 2026)
Tax Bill$4,635 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
APN09-2-22-09-20-401-031

Property Details

APN / Parcel Number

Primary APN09-2-22-09-20-401-031

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,310 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Lot Area8,357 sqft (0.192 acres)
Lot Dimensions113 ft deep x 73.6 ft wide
Garage TypeAttached
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address409 AVALON DR
CityTROY
StateIL
Zip62294-2080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCREEKSIDE VI LOT 33 73.56 X 113.61 IRR
Legal SubdivisionCREEKSIDE VI
Legal Lot Number33
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group3
Census Block3027
Census Tract403531

Owner

Source: Madison County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 AVALON DR, TROY, IL 62294-2080
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2026 · Amount on Record
Deed SaleAug 20, 2026 · Amount on Record
Prior SaleNov 13, 2015 · Amount on Record
Deed Document Number202624225
Prior Transfer DateJun 4, 2015
Prior Transfer Doc0000018512
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateAug 20, 2026
Property Address409 AVALON DR, TROY, IL 62294-2080
Document Number0000024225
Instrument DateAug 14, 2026
Instrument202624225
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47,722.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address409 AVALON DR, TROY, IL 62294-2080

Mortgage

DateAug 20, 2026
Lender
NameBUSEY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate6.63%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,635.00 (+6.92%)$72,990 (+28.28%) Land $10,460 Building $62,530$218,970 (+28.15%) Land $31,380 Building $187,590
2024$4,335.00 (+14.02%)
2022$3,802.00$56,900 Land $8,150 Building $48,750$170,870 Land $24,474 Building $146,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 16,962 people · EPA ID IL1191000
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, ClearWave.

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