Lake County property record for 4217 River St, Willoughby, OH 44094
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,786 sqft · built 1910 |
| Lot Size | 0.23 acres (10,032 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,000 (Jun 1982) |
| Tax Bill | $6,316 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-030-A-00-041-0 |
| Primary APN | 27-A-030-A-00-041-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,786 sqft Total Area |
| 1st Floor Area | 1,636 sqft |
| 2nd Floor Area | 850 sqft |
| Basement Area | 450 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Lot Area | 10,032 sqft (0.23 acres) |
| Lot Dimensions | 176 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 128 sqft |
| Patio Area | 50 sqft |
| Fence | Fence |
| Heating System | Forced Air |
|---|
| Account Number | 41 |
|---|---|
| Street Address | 4217 RIVER ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7812 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-MFL |
| Legal Description | GORE TRACT PART OF LOT 43 |
| Legal Subdivision | CITY/WILLOUGHBY |
| Legal Lot Number | 43 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 201400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Willoughy Historic District listed 1995 · 67 contributing resources · NRIS 95001362 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4217 RIVER ST, WILLOUGHBY, OH 44094-7812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1982 · Amount on Record |
| Deed Sale | Jun 1, 1982 · Amount on Record |
| Deed Document Number | CF865 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4217 PROSPECT ST, WILLOUGHBY, OH 44094 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000031482 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020R031482 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2040 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,316.00 (+19.6%) Homeowner's exemption | $66,710 (-) Land $21,070 Building $45,640 | |
| 2022 | $5,281.00 | $66,710 Land $21,070 Building $45,640 | |
| 2021 | $190,600 Land $60,190 Building $130,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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