4229 28th St, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4229 28th St, Cincinnati, OH 45209

Property Summary

Property Type	Apartments (5+ Units)
Details	5 ba · 3,006 sqft · built 1939
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on Record
Last Sale	$471,000 (Feb 2026)
Tax Bill	$9,499 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-0003-0253-00`

Property Details

APN / Parcel Number

Primary APN	`049-0003-0253-00`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,006 sqft
Basement Area	1,503 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Area	800 sqft

Location & Zoning

Street Address	4229 28TH ST
City	CINCINNATI
State	OH
Zip	45209-1675
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM20
Legal Description	28TH ST 50 X 190 PTS LOTS 663 TO 667 INC OAKLEY PARK SUB PLAT A & PT VAC ST
Legal Subdivision	INC OAKLEY PARK SUB
Legal Lot Number	663
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	5200

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4229 28TH ST, CINCINNATI, OH 45209-1675
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Feb 9, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 9, 2026	Intrafamily Transfer, Transfer LTOC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	20269377
Deed Book / Page	15599 / 443
Prior Transfer Date	Oct 19, 2016
Prior Transfer Doc	0000108359
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	TWENTY-EIGHTH ST, OH
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8065 MEADOWCREEK DR, CINCINNATI, OH 45244-4903

Mortgage

Document Number	0000021984
Date	Feb 22, 2021
Book Page	14359/2043
Instrument	2021-0021984

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 9, 2026
Property Address	TWENTY-EIGHTH ST, OH
Document Number	0000009377
Book / Page	15599 / 443
Map Reference	MB 17 PG 29
Instrument Date	Jan 30, 2026
Instrument	2026-0009377
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	LTOC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4229 TWENTY-EIGHTH STREET, CINCINNATI, OH 45209-1675

Mortgage

Document Number	0000009379
Date	Feb 9, 2026
Instrument	2026-0009379

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 9, 2026
Property Address	TWENTY-EIGHTH ST, OH
Document Number	0000009378
Book / Page	15599 / 446
Map Reference	MB 17 PG 29
Instrument Date	Jan 30, 2026
Instrument	2026-0009378
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	LTOC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4229 TWENTY-EIGHTH STREET, CINCINNATI, OH 45209-1675

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,499.00 (+0.67%)	$114,482 (-) Land $28,560 Building $85,922	$327,090 (-) Land $81,600 Building $245,490
2024	$9,436.00 (+0.25%)	$114,482 (-) Land $28,560 Building $85,922
2023	$9,412.00 (-4.9%)	$114,482 (+4.92%) Land $28,560 Building $85,922	$327,090 (+4.92%) Land $81,600 Building $245,490
2022	$9,897.00	$109,109 Land $24,857 Building $84,252
2020			$311,740 Land $71,020 Building $240,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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