4213 Camino del Flor, Oceanside, CA 92057 Property Records

San Diego County property record for 4213 Camino del Flor, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,666 sqft · built 2018
Lot Size	0.91 acres (3,999 sqft)
Owner	2 Individual Names on File
Last Sale	$756,000 (Dec 2018)
Tax Bill	$9,384 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-104-39-00`

Property Details

APN / Parcel Number

Primary APN	`158-104-39-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,666 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,999 sqft (0.91 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4213 CAMINO DEL FLOR
City	OCEANSIDE
State	CA
Zip	92057-6479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 39 TR 016181
Legal Subdivision	VILLA STORIA-PLANNING AREA 1
Legal Tract	016181
Legal Block	2
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2018
Census Tract	18521

Owner

4213 Camino del Flor is owned and occupied by two individuals who bought it in December 2018.

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4213 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 18, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 14, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Mar 15, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Deed Document Number	2018514543
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4213 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4213 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479

Mortgage

Document Number	0000851919
Date	Dec 31, 2020
Instrument	2020-0851919

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4213 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000598486
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4213 CAMINO DEL FLOR OCEANSIDE CA 920576479, OCEANSIDE, CA 92057-6479

Mortgage

Document Number	0000598486
Date	Dec 20, 2019
Instrument	598486

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	4213 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000514543
Instrument Date	Nov 1, 2018
Instrument	514543
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2018
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$831.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4213 CAMINO DEL FLOR OCEANSIDE CA 920576479, OCEANSIDE, CA 92057-6479

Mortgage

Document Number	514544
Date	Dec 14, 2018
Instrument	514544

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2018
Property Address	4213 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000103282
Instrument Date	Mar 12, 2018
Instrument	103282
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$3,107.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 COMMERCE #150 IRVINE CA 926021361, 150, IRVINE, CA 92602-1361

Tax Assessment & Valuation

The 2025 property tax bill for 4213 Camino del Flor was $9,384 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$860,079 (+2%) Land $386,857 Building $473,222
2025	$9,384.00 Homeowner's exemption	$843,216 Land $379,272 Building $463,944
2023	$8,918.00 (+1.55%) Homeowner's exemption	$810,476 Land $364,546 Building $445,930
2022	$8,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4213 Camino del Flor in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4213 Camino del Flor is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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