4200 Camino del Flor, Oceanside, CA 92057 Property Records

San Diego County property record for 4200 Camino del Flor, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,395 sqft · built 2019
Lot Size	0.104 acres (4,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Aug 2019)
Tax Bill	$8,820 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-104-45-00`

Property Details

APN / Parcel Number

Primary APN	`158-104-45-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,395 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	4,538 sqft (0.104 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4200 CAMINO DEL FLOR
City	OCEANSIDE
State	CA
Zip	92057-6479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 45 TR 016181
Legal Subdivision	VILLA STORIA-PLANNING AREA 1
Legal Tract	016181
Legal Block	2
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2023
Census Tract	18521

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4200 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY LLC
Aug 30, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 15, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	2019373569
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4200 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479

Mortgage

Document Number	0000703916
Date	Nov 10, 2020
Instrument	2020-0703916

Lender

Name	GUILD MORTGAGE COMPANY LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	4200 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000373569
Map Reference	MAP 16181
Instrument Date	Oct 17, 2018
Instrument	2019-0373569
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4200 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479

Mortgage

Document Number	0000373570
Date	Aug 30, 2019
Instrument	2019-0373570

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2018
Property Address	4200 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000103282
Instrument Date	Mar 12, 2018
Instrument	103282
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$3,107.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 COMMERCE #150 IRVINE CA 926021361, 150, IRVINE, CA 92602-1361

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$808,676 (+2%) Land $323,498 Building $485,178
2025	$8,820.00 (+5.21%) Homeowner's exemption	$792,820 (+4.04%) Land $317,155 Building $475,665
2023	$8,383.00 (+1.56%) Homeowner's exemption	$762,037 Land $304,841 Building $457,196
2022	$8,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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