4205 Camino del Flor, Oceanside, CA 92057 Property Records

San Diego County property record for 4205 Camino del Flor, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,666 sqft · built 2019
Lot Size	0.91 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$759,000 (Aug 2019)
Tax Bill	$9,236 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-104-37-00`

Property Details

APN / Parcel Number

Primary APN	`158-104-37-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,666 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	3,999 sqft (0.91 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4205 CAMINO DEL FLOR
City	OCEANSIDE
State	CA
Zip	92057-6479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 37 TR 016181
Legal Subdivision	VILLA STORIA-PLANNING AREA 1
Legal Tract	016181
Legal Block	2
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2018
Census Tract	18521

Owner

4205 Camino del Flor is owned and occupied by an individual who bought it in August 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4205 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Intrafamily Transfer, Transfer · ARM STERLING BANK & TRUST FSB
Aug 30, 2019	Grant Deed, Subdivision Related Transfer FNTG BUILDER SERVICES
Mar 15, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Deed Document Number	2019375880
Prior Transfer Date	Jun 5, 2019
Prior Transfer Doc	0000375881
Record Updated	Sep 20, 2026

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	4205 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000375881
Map Reference	MAP 16181
Instrument Date	Jun 5, 2019
Instrument	2019-0375881
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG BUILDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479

Mortgage

Document Number	0000375882
Date	Aug 30, 2019
Instrument	2019-0375882

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	10.7%

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	4205 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000375880
Map Reference	MAP 16181
Instrument Date	Oct 17, 2018
Instrument	2019-0375880
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2018
Property Address	4205 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000103282
Instrument Date	Mar 12, 2018
Instrument	103282
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$3,107.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 COMMERCE #150 IRVINE CA 926021361, 150, IRVINE, CA 92602-1361

Tax Assessment & Valuation

The 2025 property tax bill for 4205 Camino del Flor was $9,236 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$846,601 (+2%) Land $323,498 Building $523,103
2025	$9,236.00 Homeowner's exemption	$830,002 Land $317,155 Building $512,847
2023	$8,778.00 (+1.56%) Homeowner's exemption	$797,775 Land $304,841 Building $492,934
2022	$8,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4205 Camino del Flor in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Camino del Flor is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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