4209 Camino del Flor, Oceanside, CA 92057 Property Records

San Diego County property record for 4209 Camino del Flor, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,348 sqft · built 2019
Lot Size	0.91 acres (3,999 sqft)
Owner	Company Name on File
Last Sale	$636,000 (Oct 2019)
Tax Bill	$7,812 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`158-104-38-00`

Property Details

APN / Parcel Number

Primary APN	`158-104-38-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,348 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	3,999 sqft (0.91 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4209 CAMINO DEL FLOR
City	OCEANSIDE
State	CA
Zip	92057-6479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 38 TR 016181
Legal Subdivision	VILLA STORIA-PLANNING AREA 1
Legal Tract	016181
Legal Block	2
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2018
Census Tract	18521

Owner

4209 Camino del Flor is owned by a company that acquired it in February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1366, TUSTIN, CA 92781-1366
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 7, 2021	Quit Claim Deed, Transfer · Conventional Mortgage PRIME CHOICE FUNDING INC
Dec 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 30, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 15, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Deed Document Number	2019496245
Last Transfer Date	Feb 8, 2021
Transfer Doc	0000270402
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2021
Property Address	4209 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000270404
Map Reference	MAP 16181
Instrument Date	Feb 8, 2021
Instrument	2021-0270404
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2021
Property Address	4209 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000270402
Map Reference	MAP 16181
Instrument Date	Feb 8, 2021
Instrument	2021-0270402
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4209 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479

Mortgage

Document Number	0000270403
Date	Apr 7, 2021
Instrument	2021-0270403

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2036

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2019
Property Address	4209 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000560647
Instrument Date	Nov 25, 2019
Instrument	560647
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4209 CAMINO DEL FLOR OCEANSIDE CA 920576479, OCEANSIDE, CA 92057-6479

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2019
Property Address	4209 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000496245
Map Reference	MAP 16181
Instrument Date	Sep 24, 2019
Instrument	2019-0496245
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4209 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479

Mortgage

Document Number	0000496246
Date	Oct 30, 2019
Instrument	2019-0496246

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2018
Property Address	4209 CAMINO DEL FLOR, OCEANSIDE, CA 92057-6479
Document Number	0000103282
Instrument Date	Mar 12, 2018
Instrument	103282
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$3,107.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 COMMERCE #150 IRVINE CA 926021361, 150, IRVINE, CA 92602-1361

Tax Assessment & Valuation

The 2025 property tax bill for 4209 Camino del Flor was $7,812, up 1.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,464 (+2%) Land $323,498 Building $385,966
2025	$7,812.00 (+1.94%)	$695,554 Land $317,155 Building $378,399
2024	$7,663.00 (+3.18%)
2023	$7,427.00 (+1.54%)	$668,547 Land $304,841 Building $363,706
2022	$7,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4209 Camino del Flor in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4209 Camino del Flor is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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