4212 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4212 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1924
Lot Size	0.113 acres (4,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,400 (Nov 2018)
Tax Bill	$1,784 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`010-0830-02480`

Property Details

APN / Parcel Number

Primary APN	`010-0830-02480`
Alternative APN	`1059601`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	704 sqft Gross Area
1st Floor Area	704 sqft
Basement Area	126 sqft
Finished Basement	126 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	4,925 sqft (0.113 acres)
Garage Area	252 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	98 sqft
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1059601
Street Address	4212 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 12 1/2 FT OF LOT 11 AND ALL LOT 12INC E 37 1/2 FT OF LOT 6 BLK 10 HALLSADD TO ONEOTA SERIAL #
Legal Subdivision	DICKERMANS ADD TO WEST DULUTH
Legal Block	33
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3012
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D
Apr 3, 2024	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D
Jan 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Aug 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SERVICE NEIGHBORHOOD HOUSING SERVICE
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH NEIGHBORHOOD HOUSING SVCS OF DULUTH
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Nov 5, 2018	Grant Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO
Oct 4, 2018	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	20181344116
Prior Transfer Date	Oct 1, 2018
Prior Transfer Doc	0001004603
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001078186
Date	Apr 3, 2024
Instrument	1078186

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Mar 11, 2039

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001485459
Date	Apr 3, 2024
Instrument	1485459

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Mar 11, 2039

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001482141
Date	Jan 26, 2024
Instrument	1482141

Lender

Name	NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Type	Government Agency
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	54 Months
Due	Jul 1, 2028

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001071217
Date	Aug 15, 2023
Instrument	1071217

Lender

Name	NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Type	Government Agency
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 1, 2028

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Document Number	00A1367296
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4212 W 7TH ST DULUTH MN 558071530, DULUTH, MN 55807-1530

Mortgage

Document Number	00A1367296
Date	Nov 12, 2019
Instrument	A1367296

Lender

Name	NEIGHBORHOOD HOUSING SERVICE NEIGHBORHOOD HOUSING SERVICE
Type	Bank
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Document Number	00A1367294
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4212 W 7TH ST DULUTH MN 558071530, DULUTH, MN 55807-1530

Mortgage

Document Number	00A1367294
Date	Nov 12, 2019
Instrument	A1367294

Lender

Name	NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Type	Bank
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Document Number	00T1017256
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4212 W 7TH ST DULUTH MN 558071530, DULUTH, MN 55807-1530

Mortgage

Document Number	00T1017256
Date	Nov 8, 2019
Instrument	T1017256

Lender

Name	NEIGHBORHOOD HOUSING SVCS OF DULUTH NEIGHBORHOOD HOUSING SVCS OF DULUTH
Type	Bank
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 7, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Document Number	0001344118
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4212 W 7TH ST DULUTH MN 558071530, DULUTH, MN 55807-1530

Mortgage

Document Number	0001344118
Date	Nov 5, 2018
Instrument	1344118

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 5, 2018
Property Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Document Number	0001344116
Instrument Date	Oct 4, 2018
Instrument	1344116
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$291.72
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4212 W 7TH ST DULUTH MN 558071530, DULUTH, MN 55807-1530

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4212 W 7TH ST, DULUTH, MN 55807-1530
Document Number	0001344117
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4212 W 7TH ST DULUTH MN 558071530, DULUTH, MN 55807-1530

Mortgage

Document Number	0001344117
Date	Nov 5, 2018
Instrument	1344117

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,784.00 (-0.11%) Homeowner's exemption
2025	$1,786.00 (+1.25%) Homeowner's exemption	$169,700 (+7.54%) Land $12,700 Building $157,000	$169,700 (+7.54%) Land $12,700 Building $157,000
2024	$1,764.00	$157,800 (+15.01%) Land $13,600 Building $144,200	$157,800 (+15.01%) Land $13,600 Building $144,200
2022		$137,200 Land $12,600 Building $124,600	$137,200 Land $12,600 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

Nearby Properties on W 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures