4219 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4219 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,540 sqft · built 1921
Lot Size	0.113 acres (4,949 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Jan 2018)
Tax Bill	$2,196 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-0830-01120`

Property Details

APN / Parcel Number

Primary APN	`010-0830-01120`
Alternative APN	`1061099`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,540 sqft Gross Area
1st Floor Area	964 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	4,949 sqft (0.113 acres)
Garage Area	352 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	25 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1061099
Street Address	4219 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 AND W1/2 LOT 8 SERIAL #
Legal Subdivision	DICKERMANS ADD TO WEST DULUTH
Legal Block	28
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3013
Census Tract	15800

Owner

4219 W 7th St is owned by a company that bought it in January 2018 and is owner-occupied.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	4219 W 7TH ST, DULUTH, MN 55807-1529
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COMMERCE
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage GREATER MN HSNG FND
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE
Jan 12, 2018	Grant Deed, Construction Loan · Construction Mortgage NORTH SHORE BK/COMMERCE
Jan 17, 2017	Trustee's Deed, Foreclosure STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2018 · Amount on File
Deed Sale	Jan 12, 2018 · Amount on File
Deed Document Number	2018994182
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4219 W 7TH ST, DULUTH, MN 55807-1529
Document Number	0001005271
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	REGISTRAR OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4219 W 7TH ST DULUTH MN 558071529, DULUTH, MN 55807-1529

Mortgage

Document Number	0001005271
Date	Nov 26, 2018
Instrument	1005271

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4219 W 7TH ST, DULUTH, MN 55807-1529
Document Number	0001005266
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4219 W 7TH ST DULUTH MN 558071529, DULUTH, MN 55807-1529

Mortgage

Document Number	0001005266
Date	Nov 26, 2018
Instrument	1005266

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4219 W 7TH ST, DULUTH, MN 55807-1529
Document Number	00T1005270
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T1005270
Date	Nov 26, 2018
Instrument	T1005270

Lender

Name	GREATER MN HSNG FND
Type	Funding / Finance Company
Address	ST PAUL, MN 55101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4219 W 7TH ST, DULUTH, MN 55807-1529
Document Number	00T1005267
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4219 W 7TH ST DULUTH MN 558071529, DULUTH, MN 55807-1529

Mortgage

Document Number	00T1005267
Date	Nov 26, 2018
Instrument	T1005267

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 12, 2018
Property Address	4219 W 7TH ST, DULUTH, MN 55807-1529
Document Number	000T994182
Instrument Date	Dec 15, 2017
Instrument	T994182
Transaction Type	Construction Loan
Record Updated	Jan 23, 2018
Title Company	WEST TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 E 4TH ST DULUTH MN 558053895, DULUTH, MN 55805-3895

Mortgage

Document Number	T994183
Date	Jan 12, 2018
Instrument	T994183

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 11, 2019

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 17, 2017
Property Address	4219 W 7TH ST, DULUTH, MN 55807-1529
Document Number	000T980978
Instrument Date	Jan 17, 2017
Instrument	T980978
Transaction Type	Foreclosure
Record Updated	Jan 30, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$311.52
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2026 property tax bill for 4219 W 7th St was $2,196 with a homeowner's exemption, up 0.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,196.00 (+0.27%) Homeowner's exemption
2025	$2,190.00 (-24.38%) Homeowner's exemption	$258,100 (+7.99%) Land $12,800 Building $245,300	$258,100 (+7.99%) Land $12,800 Building $245,300
2024	$2,896.00	$239,000 Land $13,600 Building $225,400	$239,000 Land $13,600 Building $225,400
2022		$214,500 Land $12,600 Building $201,900	$214,500 Land $12,600 Building $201,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4219 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4219 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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