4124 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4124 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 924 sqft · built 1922
Lot Size	0.097 acres (4,225 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Jul 2021)
Tax Bill	$1,880 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2030-00780`

Property Details

APN / Parcel Number

Primary APN	`010-2030-00780`
Alternative APN	`1113898`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	924 sqft Gross Area
1st Floor Area	616 sqft
Basement Area	308 sqft
Finished Basement	308 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,225 sqft (0.097 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	77 sqft
Deck Area	18 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1113898
Street Address	4124 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 32 FT SERIAL #
Legal Subdivision	HALLS ADD TO ONEOTA DULUTH
Legal Block	6
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3005
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4124 W 7TH ST, DULUTH, MN 55807-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 8, 2019	Warranty Deed, Transfer · Conventional with PMI CENTRICITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	20211420287
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 28, 2021
Property Address	4124 W 7TH ST, DULUTH, MN 55807-1528
Document Number	0001420287
Instrument Date	Jul 9, 2021
Instrument	1420287
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 W 7TH ST, DULUTH, MN 55807-1528

Mortgage

Document Number	0001420288
Date	Jul 28, 2021
Instrument	1420288

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 8, 2019
Property Address	4124 W 7TH ST, DULUTH, MN 55807-1528
Document Number	00A1358191
Instrument Date	Jul 1, 2019
Instrument	A1358191
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4124 W 7TH ST DULUTH MN 558071528, DULUTH, MN 55807-1528

Mortgage

Document Number	A1358192
Date	Jul 8, 2019
Instrument	A1358192

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,880.00 (+0.11%) Homeowner's exemption
2025	$1,878.00 (+1.62%) Homeowner's exemption	$176,700 (+7.74%) Land $10,900 Building $165,800	$176,700 (+7.74%) Land $10,900 Building $165,800
2024	$1,848.00	$164,000 (+19.45%) Land $11,700 Building $152,300	$164,000 (+19.45%) Land $11,700 Building $152,300
2022		$137,300 Land $10,700 Building $126,600	$137,300 Land $10,700 Building $126,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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