4130 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4130 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,970 sqft · built 1951
Lot Size	0.143 acres (6,263 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jun 2023)
Tax Bill	$4,280 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-2030-00760`

Property Details

APN / Parcel Number

Primary APN	`010-2030-00760`
Alternative APNs	`1037109` `1149734`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,970 sqft Gross Area
1st Floor Area	1,242 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Lot Area	6,263 sqft (0.143 acres)
Garage Area	832 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	99 sqft
Deck Area	32 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1149734
Street Address	4130 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 62 62/100 FT OF LOTS 1 AND 2 SERIAL #
Legal Subdivision	HALLS ADDITION
Legal Block	6
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3005
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4130 W 7TH ST, DULUTH, MN 55807-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Sep 5, 2017	Warranty Deed, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	20231467881
Prior Transfer Date	Oct 28, 2013
Prior Transfer Doc	00A1231532
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 9, 2023
Property Address	4130 W 7TH ST, DULUTH, MN 55807-1528
Document Number	0001467881
Instrument Date	May 15, 2023
Instrument	1467881
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4130 W 7TH ST, DULUTH, MN 55807-1528

Mortgage

Document Number	0001467882
Date	Jun 9, 2023
Instrument	1467882

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3.1%
Max Rate At Change	7.1%
Index	1-Year T-Bill
Max Rate	10.1%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 5, 2017
Property Address	4130 W 7TH ST, DULUTH, MN 55807-1528
Document Number	00A1316813
Instrument Date	Aug 30, 2017
Instrument	A1316813
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$758.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4130 W 7TH ST DULUTH MN 558071528, DULUTH, MN 55807-1528

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,280.00 (+0.66%) Homeowner's exemption
2025	$4,252.00 (-1.48%) Homeowner's exemption	$351,200 (+8.06%) Land $16,100 Building $335,100	$351,200 (+8.06%) Land $16,100 Building $335,100
2024	$4,316.00 (+5.63%)	$325,000 (+15.08%) Land $17,200 Building $307,800	$325,000 (+15.08%) Land $17,200 Building $307,800
2023	$4,086.00 Homeowner's exemption
2022		$282,400 (+24.19%) Land $15,800 Building $266,600	$282,400 (+24.19%) Land $15,800 Building $266,600
2021		$227,400 Land $12,800 Building $214,600	$227,400 Land $12,800 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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