Osceola County property record for 4212 Settlers Ct, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,435 sqft · built 2001 |
| Lot Size | 0.198 acres (8,624 sqft) |
| Owner | Company Name on File |
| Last Sale | $187,000 (Aug 2017) |
| Tax Bill | $4,921 (2025) |
| Deeds & Mortgages | Nov 2017 Transfer Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-0587-0001-3650 |
| Primary APN | 16-26-30-0587-0001-3650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| Gross Area | 1,865 sqft |
| 1st Floor Area | 1,435 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,624 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4212 SETTLERS CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | CANOE CREEK LAKES UNIT 6 PB 13 PG 34 LOT 365 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CANOE CREEK LAKES UNIT 6 |
| Legal Tract | 587 |
| Legal Block | 3650 |
| Legal Lot Number | 365 |
| Legal Unit | 6P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 43208 |
Source: Osceola County records · APN 16-26-30-0587-0001-3650
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 700984, SAINT CLOUD, FL 34770-0984 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 04, 2017 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2017 · Amount on Record |
| Deed Sale | Aug 04, 2017 · Amount on Record |
| Prior Sale | Feb 23, 2009 · Amount on Record |
| Deed Document Number | 2017113097 |
| Deed Book / Page | 5190 / 7 |
| Last Transfer Date | Nov 13, 2017 |
| Transfer Doc | 0052460614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 30, 2017 |
| Property Address | 4212 SETTLERS CT, SAINT CLOUD, FL 34772-8510 |
| Document Number | 0052460614 |
| Book / Page | 005246 / 000614 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 169717 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 700984 ST CLOUD FL 347700984, ST CLOUD, FL 34770-0984 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 04, 2017 |
| Property Address | 4212 SETTLERS CT, SAINT CLOUD, FL 34772-8510 |
| Document Number | 0051900007 |
| Book / Page | 005190 / 000007 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 113097 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,309.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 700984 ST CLOUD FL 347700984, ST CLOUD, FL 34770-0984 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,921.00 (+5.08%) | $284,600 (-1.96%) Land $75,000 Building $209,600 | $284,600 (-1.96%) Land $75,000 Building $209,600 |
| 2024 | $4,683.00 (+6.48%) | ||
| 2023 | $4,398.00 (+13.41%) | $290,300 (+20.21%) Land $65,000 Building $225,300 | $290,300 (+20.21%) Land $65,000 Building $225,300 |
| 2022 | $3,878.00 | $241,500 Land $60,000 Building $181,500 | $241,500 Land $60,000 Building $181,500 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies, Xfinity.
Based on FCC filings for 192 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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