St. Louis County property record for 4186 Charles Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 2004 |
| Lot Size | 1.43 acres (62,683 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Apr 2012) |
| Tax Bill | $2,618 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0090-01390 |
| Primary APN | 520-0090-01390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Gross Area |
| 1st Floor Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 62,683 sqft (1.43 acres) |
| Garage Area | 1,200 sqft |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 931478 |
|---|---|
| Street Address | 4186 CHARLES RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | E1/2 OF LOT 4 & ALL OF LOT 5 SERIAL # |
| Legal Subdivision | COLMANS 4TH ACRE TR ADD TO DUL |
| Legal Block | 4 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 400 |
Source: St. Louis County records · APN 520-0090-01390
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4186 CHARLES RD, DULUTH, MN 55803-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2012 · Amount on Record |
| Deed Sale | Apr 10, 2012 · Amount on Record |
| Deed Document Number | 2012913020 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,618.00 (+3.72%) Homeowner's exemption | ||
| 2025 | $2,524.00 (+0.88%) Homeowner's exemption | $219,600 (+0.14%) Land $45,900 Building $173,700 | $219,600 (+0.14%) Land $45,900 Building $173,700 |
| 2024 | $2,502.00 | $219,300 (+16.46%) Land $45,600 Building $173,700 | $219,300 (+16.46%) Land $45,600 Building $173,700 |
| 2022 | $188,300 Land $43,500 Building $144,800 | $188,300 Land $43,500 Building $144,800 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 59 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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